SBA lender profile
United Pacific Bank
United Pacific Bank appears in the public SBA loan data with 104 funded 7(a) loans since FY2010, totaling $165.3M, an average of $1.6M per loan, and an estimated 2,103 jobs supported. Its SBA lending concentrates in California and the Accommodation and Food Services sector. Across its 7(a) loans, the charge-off rate is 0.0%. 83.7% of its 7(a) loans were processed under delegated PLP authority.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 87
- Scale 67
- Activity 46
- Consistency 85
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is United Pacific Bank the right lender for you?
Lenders fund what they know. United Pacific Bank's SBA lending concentrates in California (101 loans) and Accommodation and Food Services (45 loans), at an average loan of $1.6M. If your business does not look like that, a different SBA lender is likely the better fit.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Bank profile
via FDIC- Total assets
- $187M
- Headquarters
- City Of Industry, CA
- FDIC cert
- #23805
- Status
- Active
Where United Pacific Bank lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| California | 101 | $161.4M |
| Texas | 3 | $3.9M |
What United Pacific Bank funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Accommodation and Food Services | 45 | $82.6M |
| Wholesale Trade | 17 | $37.2M |
| Health Care and Social Assistance | 11 | $16.5M |
| Manufacturing | 7 | $11.2M |
| Construction | 3 | $6.0M |
| Retail Trade | 8 | $4.6M |
United Pacific Bank SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 6 | $3.0M |
| 2011 | 6 | $15.2M |
| 2012 | 4 | $6.3M |
| 2013 | 5 | $7.8M |
| 2014 | 9 | $17.3M |
| 2015 | 7 | $16.4M |
| 2016 | 7 | $17.0M |
| 2017 | 6 | $12.6M |
| 2018 | 8 | $16.3M |
| 2019 | 6 | $4.6M |
| 2020 | 11 | $15.3M |
| 2021 | 9 | $18.5M |
| 2022 | 8 | $9.9M |
| 2023 | 5 | $2.3M |
| 2024 | 2 | $1.0M |
| 2025 | 4 | $1.5M |
| 2026 | 1 | $350K |
Related SBA lenders
Other lenders active in California or in Accommodation and Food Services.
Comparing lenders? See how to choose an SBA lender by track record.
United Pacific Bank: frequently asked questions
Does United Pacific Bank offer SBA loans?
Yes. United Pacific Bank appears in the public SBA data with 104 funded SBA 7(a) loans totaling $165.3M.
How many SBA loans has United Pacific Bank made?
United Pacific Bank is associated with 104 SBA 7(a) loans totaling $165.3M in the public SBA data (as of 2026-03-31).
What is United Pacific Bank's SBA charge-off rate?
About 0.0% of United Pacific Bank's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does United Pacific Bank do most of its SBA lending?
United Pacific Bank's SBA lending in the data is most concentrated in California, and by industry in Accommodation and Food Services.
Is United Pacific Bank an SBA Preferred Lender (PLP)?
The loan record shows United Pacific Bank operating under PLP delegated authority: 87 of its 7(a) loans (83.7%) were processed through the Preferred Lenders Program, including 7 in FY2024–2026. The SBA grants and renews PLP status and publishes no public roster, so this is the processing record, not a certification.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). United Pacific Bank SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/united-pacific-bank/
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