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SBA lender profile

Unity Bank of Mississippi

Unity Bank of Mississippi appears in the public SBA loan data with 2 funded 7(a) loans since FY2010, totaling $418K, an average of $209K per loan, and an estimated 10 jobs supported. Its SBA lending concentrates in Mississippi and the Retail Trade sector. With only 2 7(a) loans in the data, the sample is too small to read a charge-off rate as a track record.

By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)

Funded loans
2
Since FY2010
Total volume
$418K
Average loan size
$209K
7(a) charge-off rate
Insufficient data
Only 2 7(a) loans in the data
Jobs supported (reported)
10
Programs
7(a)

Is Unity Bank of Mississippi the right lender for you?

Unity Bank of Mississippi appears in the SBA record with 2 funded loans since FY2010, too few to read as a lending pattern. That is not a mark against the institution, but it does mean the record cannot tell you whether it lends to businesses like yours. Lenders with a deeper track record in your state and industry can.

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Where Unity Bank of Mississippi lends

Top states by funded SBA volume.

StateLoansTotal volume
Mississippi 2 $418K

What Unity Bank of Mississippi funds

Top industries by funded SBA volume.

IndustryLoansTotal volume
Retail Trade 2 $418K

Unity Bank of Mississippi SBA lending by year

Funded SBA volume by approval fiscal year (FY2010–2026).

Fiscal yearLoansTotal volume
20152$418K

Related SBA lenders

Other lenders active in Mississippi or in Retail Trade.

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Unity Bank of Mississippi: frequently asked questions

Does Unity Bank of Mississippi offer SBA loans?

Yes. Unity Bank of Mississippi appears in the public SBA data with 2 funded SBA 7(a) loans totaling $418K.

How many SBA loans has Unity Bank of Mississippi made?

Unity Bank of Mississippi is associated with 2 SBA 7(a) loans totaling $418K in the public SBA data (as of 2026-03-31).

What is Unity Bank of Mississippi's SBA charge-off rate?

Unity Bank of Mississippi appears with only 2 7(a) loans in the data, too few for a charge-off rate to be meaningful as a track record. The SBA Lender Score treats fewer than 20 loans as insufficient data for the same reason; see our methodology.

Where does Unity Bank of Mississippi do most of its SBA lending?

Unity Bank of Mississippi's SBA lending in the data is most concentrated in Mississippi, and by industry in Retail Trade.

For Unity Bank of Mississippi

This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.

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Sources and disclaimer. All figures are computed from the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31), as described in our methodology. The charge-off rate is the share of Unity Bank of Mississippi's 7(a) loans marked charged off (504 loans do not report charge-off status); it is not a lifetime default rate. SBA Loan Index is not affiliated with the SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
Cite this analysis

Mario Bailey. (2026). Unity Bank of Mississippi SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/unity-bank-of-mississippi/

Free to cite and quote with attribution and a link. Members of the press can reach us via our press page.

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