SBA lender profile
UT Federal Credit Union
UT Federal Credit Union appears in the public SBA loan data with 48 funded 7(a) loans since FY2010, totaling $3.1M, an average of $65K per loan, and an estimated 216 jobs supported. Its SBA lending concentrates in Tennessee and the Retail Trade sector. Across its 7(a) loans, the charge-off rate is 0.0%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 80
- Scale 6
- Activity 0
- Consistency 53
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is UT Federal Credit Union the right lender for you?
Lenders fund what they know. UT Federal Credit Union's SBA lending concentrates in Tennessee (42 loans) and Retail Trade (12 loans), at an average loan of $65K. If your business does not look like that, a different SBA lender is likely the better fit.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Where UT Federal Credit Union lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| Tennessee | 42 | $2.5M |
| California | 1 | $300K |
| Washington | 2 | $212K |
| Georgia | 2 | $70K |
| New York | 1 | $40K |
Metro areas where UT Federal Credit Union funds
What UT Federal Credit Union funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Retail Trade | 12 | $772K |
| Manufacturing | 7 | $517K |
| Wholesale Trade | 2 | $340K |
| Accommodation and Food Services | 6 | $291K |
| Information | 7 | $282K |
| Transportation and Warehousing | 3 | $247K |
UT Federal Credit Union SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2011 | 1 | $63K |
| 2012 | 5 | $320K |
| 2013 | 3 | $192K |
| 2014 | 17 | $1.1M |
| 2015 | 9 | $624K |
| 2016 | 4 | $213K |
| 2017 | 3 | $98K |
| 2018 | 5 | $507K |
| 2019 | 1 | $28K |
Related SBA lenders
Other lenders active in Tennessee or in Retail Trade.
Comparing lenders? See how to choose an SBA lender by track record.
UT Federal Credit Union: frequently asked questions
Does UT Federal Credit Union offer SBA loans?
Yes. UT Federal Credit Union appears in the public SBA data with 48 funded SBA 7(a) loans totaling $3.1M.
How many SBA loans has UT Federal Credit Union made?
UT Federal Credit Union is associated with 48 SBA 7(a) loans totaling $3.1M in the public SBA data (as of 2026-03-31).
What is UT Federal Credit Union's SBA charge-off rate?
About 0.0% of UT Federal Credit Union's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does UT Federal Credit Union do most of its SBA lending?
UT Federal Credit Union's SBA lending in the data is most concentrated in Tennessee, and by industry in Retail Trade.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). UT Federal Credit Union SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/ut-federal-credit-union/
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