SBA lender profile
Valley First Federal Credit Union
Valley First Federal Credit Union appears in the public SBA loan data with 23 funded 7(a) loans since FY2010, totaling $9.7M, an average of $424K per loan, and an estimated 123 jobs supported. Its SBA lending concentrates in California and the Agriculture, Forestry, Fishing sector. Across its 7(a) loans, the charge-off rate is 0.0%. 17.4% of its 7(a) loans were processed under delegated PLP authority.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 75
- Scale 10
- Activity 56
- Consistency 37
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is Valley First Federal Credit Union the right lender for you?
Lenders fund what they know. Valley First Federal Credit Union's SBA lending concentrates in California (23 loans) and Agriculture, Forestry, Fishing (3 loans), at an average loan of $424K. If your business does not look like that, a different SBA lender is likely the better fit.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Where Valley First Federal Credit Union lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| California | 23 | $9.7M |
What Valley First Federal Credit Union funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Agriculture, Forestry, Fishing | 3 | $4.5M |
| Accommodation and Food Services | 2 | $1.0M |
| Transportation and Warehousing | 2 | $885K |
| Arts, Entertainment, Recreation | 2 | $563K |
| Real Estate | 1 | $540K |
| Utilities | 2 | $529K |
Valley First Federal Credit Union SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2022 | 2 | $450K |
| 2023 | 11 | $6.3M |
| 2024 | 7 | $1.8M |
| 2025 | 2 | $390K |
| 2026 | 1 | $765K |
Related SBA lenders
Other lenders active in California or in Agriculture, Forestry, Fishing.
Comparing lenders? See how to choose an SBA lender by track record.
Valley First Federal Credit Union: frequently asked questions
Does Valley First Federal Credit Union offer SBA loans?
Yes. Valley First Federal Credit Union appears in the public SBA data with 23 funded SBA 7(a) loans totaling $9.7M.
How many SBA loans has Valley First Federal Credit Union made?
Valley First Federal Credit Union is associated with 23 SBA 7(a) loans totaling $9.7M in the public SBA data (as of 2026-03-31).
What is Valley First Federal Credit Union's SBA charge-off rate?
About 0.0% of Valley First Federal Credit Union's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does Valley First Federal Credit Union do most of its SBA lending?
Valley First Federal Credit Union's SBA lending in the data is most concentrated in California, and by industry in Agriculture, Forestry, Fishing.
Is Valley First Federal Credit Union an SBA Preferred Lender (PLP)?
The loan record shows Valley First Federal Credit Union operating under PLP delegated authority: 4 of its 7(a) loans (17.4%) were processed through the Preferred Lenders Program, including 4 in FY2024–2026. The SBA grants and renews PLP status and publishes no public roster, so this is the processing record, not a certification.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). Valley First Federal Credit Union SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/valley-first-federal-credit-union/
Free to cite and quote with attribution and a link. Members of the press can reach us via our press page.
Looking for a lender like this?
Compare a few SBA lenders by track record, then get matched with SBA-approved lenders that fund businesses like yours.
Get SBA lending trends in your inbox
Occasional, data-driven briefings on SBA lending by industry and state. No spam, unsubscribe anytime.
We use your email only to send lending-trend updates. See our privacy policy.