SBA lender profile
Vermont FCU
Vermont FCU appears in the public SBA loan data with 99 funded 7(a) loans since FY2010, totaling $8.5M, an average of $86K per loan, and an estimated 601 jobs supported. Its SBA lending concentrates in Vermont and the Retail Trade sector. Across its 7(a) loans, the charge-off rate is 1.0%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 80
- Scale 29
- Activity 27
- Consistency 70
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is Vermont FCU the right lender for you?
Lenders fund what they know. Vermont FCU's SBA lending concentrates in Vermont (99 loans) and Retail Trade (21 loans), at an average loan of $86K. If your business does not look like that, a different SBA lender is likely the better fit.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Where Vermont FCU lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| Vermont | 99 | $8.5M |
Metro areas where Vermont FCU funds
What Vermont FCU funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Retail Trade | 21 | $2.2M |
| Accommodation and Food Services | 13 | $1.2M |
| Manufacturing | 14 | $986K |
| Other Services | 15 | $941K |
| Real Estate | 3 | $821K |
| Wholesale Trade | 6 | $593K |
Vermont FCU SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 4 | $300K |
| 2011 | 22 | $3.2M |
| 2012 | 7 | $214K |
| 2013 | 12 | $609K |
| 2014 | 4 | $214K |
| 2015 | 6 | $538K |
| 2016 | 6 | $274K |
| 2017 | 7 | $199K |
| 2018 | 4 | $363K |
| 2019 | 2 | $55K |
| 2021 | 7 | $615K |
| 2022 | 3 | $700K |
| 2023 | 6 | $575K |
| 2024 | 8 | $657K |
| 2025 | 1 | $7K |
Related SBA lenders
Other lenders active in Vermont or in Retail Trade.
Comparing lenders? See how to choose an SBA lender by track record.
Vermont FCU: frequently asked questions
Does Vermont FCU offer SBA loans?
Yes. Vermont FCU appears in the public SBA data with 99 funded SBA 7(a) loans totaling $8.5M.
How many SBA loans has Vermont FCU made?
Vermont FCU is associated with 99 SBA 7(a) loans totaling $8.5M in the public SBA data (as of 2026-03-31).
What is Vermont FCU's SBA charge-off rate?
About 1.0% of Vermont FCU's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does Vermont FCU do most of its SBA lending?
Vermont FCU's SBA lending in the data is most concentrated in Vermont, and by industry in Retail Trade.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). Vermont FCU SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/vermont-fcu/
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