SBA lender profile
West Bank
West Bank appears in the public SBA loan data with 45 funded 7(a) loans since FY2010, totaling $15.1M, an average of $335K per loan, and an estimated 536 jobs supported. Its SBA lending concentrates in Iowa and the Construction sector. Across its 7(a) loans, the charge-off rate is 2.2%. 11.1% of its 7(a) loans were processed under delegated PLP authority.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 72
- Scale 26
- Activity 24
- Consistency 59
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is West Bank the right lender for you?
Lenders fund what they know. West Bank's SBA lending concentrates in Iowa (44 loans) and Construction (11 loans), at an average loan of $335K. If your business does not look like that, a different SBA lender is likely the better fit.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Bank profile
via FDIC- Total assets
- $4.0B
- Headquarters
- West Des Moines, IA
- FDIC cert
- #15614
- Status
- Active
Where West Bank lends
Top states by funded SBA volume.
Metro areas where West Bank funds
What West Bank funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Construction | 11 | $4.1M |
| Wholesale Trade | 4 | $2.5M |
| Manufacturing | 3 | $2.0M |
| Accommodation and Food Services | 8 | $1.5M |
| Retail Trade | 4 | $1.5M |
| Administrative and Support | 2 | $840K |
West Bank SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 13 | $1.9M |
| 2011 | 5 | $3.4M |
| 2012 | 2 | $1.2M |
| 2013 | 9 | $4.6M |
| 2014 | 2 | $250K |
| 2015 | 4 | $384K |
| 2016 | 3 | $900K |
| 2018 | 1 | $210K |
| 2019 | 2 | $883K |
| 2021 | 3 | $382K |
| 2024 | 1 | $929K |
Related SBA lenders
Other lenders active in Iowa or in Construction.
Comparing lenders? See how to choose an SBA lender by track record.
West Bank: frequently asked questions
Does West Bank offer SBA loans?
Yes. West Bank appears in the public SBA data with 45 funded SBA 7(a) loans totaling $15.1M.
How many SBA loans has West Bank made?
West Bank is associated with 45 SBA 7(a) loans totaling $15.1M in the public SBA data (as of 2026-03-31).
What is West Bank's SBA charge-off rate?
About 2.2% of West Bank's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does West Bank do most of its SBA lending?
West Bank's SBA lending in the data is most concentrated in Iowa, and by industry in Construction.
Is West Bank an SBA Preferred Lender (PLP)?
The loan record shows West Bank operating under PLP delegated authority: 5 of its 7(a) loans (11.1%) were processed through the Preferred Lenders Program. The SBA grants and renews PLP status and publishes no public roster, so this is the processing record, not a certification.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). West Bank SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/west-bank/
Free to cite and quote with attribution and a link. Members of the press can reach us via our press page.
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