SBA lender profile
Westside State Bank
Westside State Bank appears in the public SBA loan data with 26 funded 7(a) loans since FY2010, totaling $7.9M, an average of $302K per loan, and an estimated 344 jobs supported. Its SBA lending concentrates in Iowa and the Accommodation and Food Services sector. Across its 7(a) loans, the charge-off rate is 15.4%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 46
- Scale 9
- Activity 32
- Consistency 66
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is Westside State Bank the right lender for you?
Lenders fund what they know. Westside State Bank's SBA lending concentrates in Iowa (12 loans) and Accommodation and Food Services (4 loans), at an average loan of $302K. If your business does not look like that, a different SBA lender is likely the better fit.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Bank profile
via FDIC- Total assets
- $259M
- Headquarters
- Westside, IA
- FDIC cert
- #18518
- Status
- Active
Where Westside State Bank lends
Top states by funded SBA volume.
Metro areas where Westside State Bank funds
What Westside State Bank funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Accommodation and Food Services | 4 | $1.5M |
| Other Services | 5 | $1.4M |
| Retail Trade | 4 | $1.0M |
| Arts, Entertainment, Recreation | 4 | $1.0M |
| Wholesale Trade | 1 | $925K |
| Information | 2 | $687K |
Westside State Bank SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 1 | $273K |
| 2012 | 3 | $652K |
| 2013 | 1 | $925K |
| 2014 | 1 | $437K |
| 2015 | 1 | $250K |
| 2017 | 1 | $70K |
| 2018 | 2 | $1.4M |
| 2020 | 2 | $200K |
| 2021 | 3 | $1.3M |
| 2022 | 3 | $387K |
| 2023 | 4 | $802K |
| 2024 | 4 | $1.2M |
Related SBA lenders
Other lenders active in Iowa or in Accommodation and Food Services.
Comparing lenders? See how to choose an SBA lender by track record.
Westside State Bank: frequently asked questions
Does Westside State Bank offer SBA loans?
Yes. Westside State Bank appears in the public SBA data with 26 funded SBA 7(a) loans totaling $7.9M.
How many SBA loans has Westside State Bank made?
Westside State Bank is associated with 26 SBA 7(a) loans totaling $7.9M in the public SBA data (as of 2026-03-31).
What is Westside State Bank's SBA charge-off rate?
About 15.4% of Westside State Bank's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does Westside State Bank do most of its SBA lending?
Westside State Bank's SBA lending in the data is most concentrated in Iowa, and by industry in Accommodation and Food Services.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). Westside State Bank SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/westside-state-bank/
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