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SBA lender profile

Flint Community Bank

Flint Community Bank appears in the public SBA loan data with 36 funded 7(a) loans since FY2010, totaling $32.0M, an average of $890K per loan, and an estimated 788 jobs supported. Its SBA lending concentrates in Georgia and the Retail Trade sector. Across its 7(a) loans, the charge-off rate is 5.6%.

By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)

Track record 62
Scale 33
Activity 40
Consistency 73

A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.

Funded loans
36
Since FY2010
Total volume
$32.0M
Average loan size
$890K
7(a) charge-off rate
5.6%
Share of 7(a) loans charged off
Jobs supported (reported)
788
Programs
7(a)

Is Flint Community Bank the right lender for you?

Lenders fund what they know. Flint Community Bank's SBA lending concentrates in Georgia (35 loans) and Retail Trade (12 loans), at an average loan of $890K. If your business does not look like that, a different SBA lender is likely the better fit.

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Bank profile

via FDIC
Total assets
$352M
Headquarters
Albany, GA
FDIC cert
#58074
Status
Active

Where Flint Community Bank lends

Top states by funded SBA volume.

StateLoansTotal volume
Georgia 35 $31.0M
Colorado 1 $1.0M

Metro areas where Flint Community Bank funds

What Flint Community Bank funds

Top industries by funded SBA volume.

IndustryLoansTotal volume
Retail Trade 12 $11.7M
Accommodation and Food Services 7 $6.7M
Other Services 4 $6.0M
Wholesale Trade 1 $2.4M
Manufacturing 4 $1.4M
Educational Services 1 $990K

Flint Community Bank SBA lending by year

Funded SBA volume by approval fiscal year (FY2010–2026).

Fiscal yearLoansTotal volume
20102$908K
20111$350K
20124$4.8M
20134$3.4M
20143$2.4M
20155$5.6M
20161$398K
20176$7.5M
20182$1.1M
20191$215K
20202$1.8M
20211$35K
20231$549K
20242$2.0M
20251$935K

Related SBA lenders

Other lenders active in Georgia or in Retail Trade.

Comparing lenders? See how to choose an SBA lender by track record.

Flint Community Bank: frequently asked questions

Does Flint Community Bank offer SBA loans?

Yes. Flint Community Bank appears in the public SBA data with 36 funded SBA 7(a) loans totaling $32.0M.

How many SBA loans has Flint Community Bank made?

Flint Community Bank is associated with 36 SBA 7(a) loans totaling $32.0M in the public SBA data (as of 2026-03-31).

What is Flint Community Bank's SBA charge-off rate?

About 5.6% of Flint Community Bank's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.

Where does Flint Community Bank do most of its SBA lending?

Flint Community Bank's SBA lending in the data is most concentrated in Georgia, and by industry in Retail Trade.

For Flint Community Bank

This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.

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Sources and disclaimer. All figures are computed from the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31), as described in our methodology. The charge-off rate is the share of Flint Community Bank's 7(a) loans marked charged off (504 loans do not report charge-off status); it is not a lifetime default rate. SBA Loan Index is not affiliated with the SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
Cite this analysis

Mario Bailey. (2026). Flint Community Bank SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/flint-community-bank/

Free to cite and quote with attribution and a link. Members of the press can reach us via our press page.

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