SBA lending by metro area
SBA lenders in Dubuque, IA
Which lenders fund Dubuque-area businesses, how much, and how the market compares with Iowa: SBA 7(a) and 504 loans, FY2010–2026.
By Mario Bailey · SBA FOIA data as of 2026-03-31
Top SBA lenders in the Dubuque area
Ranked by SBA volume funded to businesses located in the Dubuque metropolitan area, wherever the lender is headquartered. National SBA lenders that fund here are included.
| # | Lender | Loans | Total funded | Average loan | 7(a) charge-off |
|---|---|---|---|---|---|
| 1 | E.C.I.A. Business Growth, Inc. | 34 | $22.3M | $655K | not reported |
| 2 | Iowa Business Growth Company | 5 | $10.7M | $2.1M | not reported |
| 3 | UMB Bank, National Association | 13 | $10.5M | $804K | not reported |
| 4 | Nicolet National Bank | 29 | $4.5M | $155K | 0.00% |
| 5 | U.S. Bank, National Association | 21 | $2.5M | $119K | 4.76% |
| 6 | Farmers State Bank | 6 | $1.2M | $205K | not reported |
| 7 | The Huntington National Bank | 6 | $1.0M | $171K | not reported |
| 8 | Fidelity Bank & Trust | 9 | $459K | $51K | not reported |
SBA 7(a) and 504 loans, FY2010–2026, as of 2026-03-31, from the SBA's public record.
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How Dubuque compares
Median funded SBA loan and 504 share of loans, FY2010–2026.
| Median loan | 504 share | |
|---|---|---|
| Dubuque area | $185K ▲ 3.9% | 23.5% ▲ 7.8 pts |
| Iowa | $178K | 15.7% |
| United States | $179K | 11.2% |
What gets funded in Dubuque
| Industry | Loans | Total funded |
|---|---|---|
| Accommodation and Food Services | 23 | $21.1M |
| Manufacturing | 18 | $13.2M |
| Retail Trade | 24 | $8.7M |
| Health Care and Social Assistance | 25 | $8.1M |
| Other Services | 26 | $7.1M |
| Transportation and Warehousing | 8 | $6.3M |
| Real Estate | 7 | $6.2M |
| Wholesale Trade | 8 | $2.9M |
SBA lending in Dubuque by year
Geography, precisely
"Dubuque area" here means the Dubuque, IA metropolitan statistical area as delineated by OMB (July 2023), which is exactly these counties: Dubuque County, IA. Loans are placed by the SBA's recorded project county, which can differ from a borrower's mailing address. Counts are SBA 7(a) and 504 funded loans, FY2010–2026, as of 2026-03-31. See the methodology.