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SBA lender profile

Fidelity Bank & Trust

Fidelity Bank & Trust appears in the public SBA loan data with 25 funded 7(a) loans since FY2010, totaling $3.7M, an average of $150K per loan, and an estimated 175 jobs supported. Its SBA lending concentrates in Iowa and the Construction sector. Across its 7(a) loans, the charge-off rate is 4.0%.

By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)

Track record 67
Scale 3
Activity 16
Consistency 55

A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.

Funded loans
25
Since FY2010
Total volume
$3.7M
Average loan size
$150K
7(a) charge-off rate
4.0%
Share of 7(a) loans charged off
Jobs supported (reported)
175
Programs
7(a)

Is Fidelity Bank & Trust the right lender for you?

Lenders fund what they know. Fidelity Bank & Trust's SBA lending concentrates in Iowa (23 loans) and Construction (2 loans), at an average loan of $150K. If your business does not look like that, a different SBA lender is likely the better fit.

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Bank profile

via FDIC
Total assets
$2.6B
Headquarters
Dubuque, IA
FDIC cert
#14382
Status
Active

Where Fidelity Bank & Trust lends

Top states by funded SBA volume.

StateLoansTotal volume
Iowa 23 $3.0M
Minnesota 1 $632K
Wisconsin 1 $123K

Metro areas where Fidelity Bank & Trust funds

What Fidelity Bank & Trust funds

Top industries by funded SBA volume.

IndustryLoansTotal volume
Construction 2 $755K
Retail Trade 4 $611K
Accommodation and Food Services 3 $605K
Manufacturing 2 $398K
Real Estate 1 $325K
Other Services 2 $312K

Fidelity Bank & Trust SBA lending by year

Funded SBA volume by approval fiscal year (FY2010–2026).

Fiscal yearLoansTotal volume
20106$1.4M
20112$309K
20124$211K
20134$460K
20141$10K
20153$190K
20161$325K
20191$127K
20202$360K
20231$300K

Related SBA lenders

Other lenders active in Iowa or in Construction.

Comparing lenders? See how to choose an SBA lender by track record.

Fidelity Bank & Trust: frequently asked questions

Does Fidelity Bank & Trust offer SBA loans?

Yes. Fidelity Bank & Trust appears in the public SBA data with 25 funded SBA 7(a) loans totaling $3.7M.

How many SBA loans has Fidelity Bank & Trust made?

Fidelity Bank & Trust is associated with 25 SBA 7(a) loans totaling $3.7M in the public SBA data (as of 2026-03-31).

What is Fidelity Bank & Trust's SBA charge-off rate?

About 4.0% of Fidelity Bank & Trust's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.

Where does Fidelity Bank & Trust do most of its SBA lending?

Fidelity Bank & Trust's SBA lending in the data is most concentrated in Iowa, and by industry in Construction.

For Fidelity Bank & Trust

This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.

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Sources and disclaimer. All figures are computed from the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31), as described in our methodology. The charge-off rate is the share of Fidelity Bank & Trust's 7(a) loans marked charged off (504 loans do not report charge-off status); it is not a lifetime default rate. SBA Loan Index is not affiliated with the SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
Cite this analysis

Mario Bailey. (2026). Fidelity Bank & Trust SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/fidelity-bank-trust/

Free to cite and quote with attribution and a link. Members of the press can reach us via our press page.

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