SBA lending by metro area
SBA lenders in Jefferson, GA
Which lenders fund Jefferson-area businesses, how much, and how the market compares with Georgia: SBA 7(a) and 504 loans, FY2010–2026.
By Mario Bailey · SBA FOIA data as of 2026-03-31
Top SBA lenders in the Jefferson area
Ranked by SBA volume funded to businesses located in the Jefferson micropolitan area, wherever the lender is headquartered. National SBA lenders that fund here are included.
| # | Lender | Loans | Total funded | Average loan | 7(a) charge-off |
|---|---|---|---|---|---|
| 1 | Metro City Bank | 6 | $25.2M | $4.2M | not reported |
| 2 | Small Business Access Partners, Inc. | 14 | $13.5M | $961K | not reported |
| 3 | HomeTrust Bank | 6 | $9.3M | $1.5M | not reported |
| 4 | Pinnacle Bank | 7 | $8.9M | $1.3M | not reported |
| 5 | Capital Partners Certified Development Company | 7 | $6.2M | $882K | not reported |
| 6 | First Financial Bank | 5 | $4.7M | $937K | not reported |
| 7 | United Community Bank | 7 | $3.8M | $540K | not reported |
| 8 | Bank OZK | 6 | $1.6M | $264K | not reported |
| 9 | Celtic Bank Corporation | 6 | $1.6M | $263K | not reported |
| 10 | Wells Fargo Bank National Association | 10 | $555K | $55K | not reported |
SBA 7(a) and 504 loans, FY2010–2026, as of 2026-03-31, from the SBA's public record.
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How Jefferson compares
Median funded SBA loan and 504 share of loans, FY2010–2026.
| Median loan | 504 share | |
|---|---|---|
| Jefferson area | $552K ▲ 57.7% | 18.0% ▲ 7.1 pts |
| Georgia | $350K | 10.8% |
| United States | $179K | 11.2% |
What gets funded in Jefferson
| Industry | Loans | Total funded |
|---|---|---|
| Accommodation and Food Services | 34 | $36.0M |
| Retail Trade | 24 | $21.6M |
| Health Care and Social Assistance | 22 | $19.4M |
| Agriculture, Forestry, Fishing | 7 | $17.0M |
| Manufacturing | 8 | $16.1M |
| Construction | 16 | $11.8M |
| Other Services | 16 | $10.4M |
| Transportation and Warehousing | 8 | $4.1M |
SBA lending in Jefferson by year
Geography, precisely
"Jefferson area" here means the Jefferson, GA micropolitan statistical area as delineated by OMB (July 2023), which is exactly these counties: Jackson County, GA. Loans are placed by the SBA's recorded project county, which can differ from a borrower's mailing address. Counts are SBA 7(a) and 504 funded loans, FY2010–2026, as of 2026-03-31. See the methodology.