SBA lending by metro area
SBA lenders in Laurel, MS
Which lenders fund Laurel-area businesses, how much, and how the market compares with Mississippi: SBA 7(a) and 504 loans, FY2010–2026.
By Mario Bailey · SBA FOIA data as of 2026-03-31
Top SBA lenders in the Laurel area
Ranked by SBA volume funded to businesses located in the Laurel micropolitan area, wherever the lender is headquartered. National SBA lenders that fund here are included.
| # | Lender | Loans | Total funded | Average loan | 7(a) charge-off |
|---|---|---|---|---|---|
| 1 | Community Bank of Mississippi | 98 | $43.2M | $441K | 5.10% |
| 2 | First Financial Bank | 56 | $17.2M | $307K | 5.36% |
| 3 | Live Oak Banking Company | 7 | $12.9M | $1.8M | not reported |
| 4 | Trustmark Bank | 44 | $12.1M | $274K | 6.82% |
| 5 | Renasant Bank | 18 | $10.2M | $569K | not reported |
| 6 | BankPlus | 10 | $7.8M | $785K | not reported |
| 7 | Peoples Bank | 25 | $5.1M | $205K | 4.00% |
| 8 | Covington County Bank | 22 | $2.8M | $128K | 4.55% |
| 9 | BankFirst Financial Services | 5 | $2.3M | $469K | not reported |
SBA 7(a) and 504 loans, FY2010–2026, as of 2026-03-31, from the SBA's public record.
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How Laurel compares
Median funded SBA loan and 504 share of loans, FY2010–2026.
| Median loan | 504 share | |
|---|---|---|
| Laurel area | $156K ▲ 15.4% | 1.5% |
| Mississippi | $135K | 1.9% |
| United States | $179K | 11.2% |
What gets funded in Laurel
| Industry | Loans | Total funded |
|---|---|---|
| Agriculture, Forestry, Fishing | 165 | $98.9M |
| Mining and Extraction | 10 | $10.4M |
| Accommodation and Food Services | 26 | $10.4M |
| Retail Trade | 24 | $10.2M |
| Real Estate | 6 | $7.5M |
| Construction | 19 | $6.6M |
| Manufacturing | 7 | $3.3M |
| Transportation and Warehousing | 23 | $3.1M |
SBA lending in Laurel by year
Geography, precisely
"Laurel area" here means the Laurel, MS micropolitan statistical area as delineated by OMB (July 2023), which is exactly these counties: Jasper County, MS; Jones County, MS. Loans are placed by the SBA's recorded project county, which can differ from a borrower's mailing address. Counts are SBA 7(a) and 504 funded loans, FY2010–2026, as of 2026-03-31. See the methodology.