SBA lender profile
Covington County Bank
Covington County Bank appears in the public SBA loan data with 531 funded 7(a) loans since FY2010, totaling $39.3M, an average of $74K per loan, and an estimated 2,106 jobs supported. Its SBA lending concentrates in Mississippi and the Agriculture, Forestry, Fishing sector. Across its 7(a) loans, the charge-off rate is 0.2%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 95
- Scale 69
- Activity 42
- Consistency 89
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is Covington County Bank the right lender for you?
Lenders fund what they know. Covington County Bank's SBA lending concentrates in Mississippi (531 loans) and Agriculture, Forestry, Fishing (219 loans), at an average loan of $74K. If your business does not look like that, a different SBA lender is likely the better fit.
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Bank profile
via FDIC- Total assets
- $109M
- Headquarters
- Collins, MS
- FDIC cert
- #21998
- Status
- Active
Where Covington County Bank lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| Mississippi | 531 | $39.3M |
Metro areas where Covington County Bank funds
What Covington County Bank funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Agriculture, Forestry, Fishing | 219 | $22.1M |
| Construction | 83 | $4.9M |
| Retail Trade | 47 | $2.8M |
| Transportation and Warehousing | 55 | $1.6M |
| Manufacturing | 18 | $1.3M |
| Arts, Entertainment, Recreation | 10 | $1.2M |
Covington County Bank SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 31 | $4.0M |
| 2011 | 29 | $1.9M |
| 2012 | 50 | $3.4M |
| 2013 | 45 | $3.5M |
| 2014 | 51 | $2.9M |
| 2015 | 45 | $2.7M |
| 2016 | 57 | $3.2M |
| 2017 | 41 | $2.6M |
| 2018 | 45 | $2.4M |
| 2019 | 43 | $2.7M |
| 2020 | 36 | $2.9M |
| 2021 | 7 | $1.4M |
| 2022 | 18 | $1.5M |
| 2023 | 15 | $2.3M |
| 2024 | 11 | $1.4M |
| 2025 | 3 | $163K |
| 2026 | 4 | $230K |
Related SBA lenders
Other lenders active in Mississippi or in Agriculture, Forestry, Fishing.
Comparing lenders? See how to choose an SBA lender by track record.
Covington County Bank: frequently asked questions
Does Covington County Bank offer SBA loans?
Yes. Covington County Bank appears in the public SBA data with 531 funded SBA 7(a) loans totaling $39.3M.
How many SBA loans has Covington County Bank made?
Covington County Bank is associated with 531 SBA 7(a) loans totaling $39.3M in the public SBA data (as of 2026-03-31).
What is Covington County Bank's SBA charge-off rate?
About 0.2% of Covington County Bank's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does Covington County Bank do most of its SBA lending?
Covington County Bank's SBA lending in the data is most concentrated in Mississippi, and by industry in Agriculture, Forestry, Fishing.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). Covington County Bank SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/covington-county-bank/
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