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SBA lending by metro area

SBA lenders in Meridian, MS

Which lenders fund Meridian-area businesses, how much, and how the market compares with Mississippi: SBA 7(a) and 504 loans, FY2010–2026.

By Mario Bailey · SBA FOIA data as of 2026-03-31

SBA loans
102
Total funded
$65.9M
Average loan
$646K
7(a) charge-off
6.1%

Top SBA lenders in the Meridian area

Ranked by SBA volume funded to businesses located in the Meridian micropolitan area, wherever the lender is headquartered. National SBA lenders that fund here are included.

# Lender Loans Total funded Average loan 7(a) charge-off
1 Community Bank of Mississippi 14 $8.0M $572K not reported
2 BankPlus 7 $2.3M $332K not reported
3 The Citizens National Bank of Meridian 11 $2.3M $210K not reported
4 Trustmark Bank 7 $2.3M $328K not reported
5 Peoples Bank 7 $2.3M $323K not reported
6 First Financial Bank 5 $2.1M $425K not reported

SBA 7(a) and 504 loans, FY2010–2026, as of 2026-03-31, from the SBA's public record.

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How Meridian compares

Median funded SBA loan and 504 share of loans, FY2010–2026.

Median loan504 share
Meridian area $226K ▲ 67.6% 2.9% ▲ 1.0 pts
Mississippi$135K1.9%
United States$179K11.2%

What gets funded in Meridian

IndustryLoansTotal funded
Accommodation and Food Services 19 $20.4M
Agriculture, Forestry, Fishing 13 $12.6M
Retail Trade 8 $10.7M
Health Care and Social Assistance 11 $5.9M
Finance and Insurance 8 $4.1M
Manufacturing 10 $3.8M
Construction 6 $1.9M
Other Services 6 $1.9M

SBA lending in Meridian by year

Geography, precisely

"Meridian area" here means the Meridian, MS micropolitan statistical area as delineated by OMB (July 2023), which is exactly these counties: Clarke County, MS; Lauderdale County, MS. Loans are placed by the SBA's recorded project county, which can differ from a borrower's mailing address. Counts are SBA 7(a) and 504 funded loans, FY2010–2026, as of 2026-03-31. See the methodology.