SBA lender profile
The Citizens National Bank of Meridian
The Citizens National Bank of Meridian appears in the public SBA loan data with 68 funded 7(a) loans totaling $17.0M, an average of $250K per loan, and an estimated 783 jobs supported. Its SBA lending concentrates in Mississippi and the Retail Trade sector. Across all of its loans in the data, its charge-off rate is 1.5%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, as of 2026-03-31
Funded loans
68
Total volume
$17.0M
Average loan size
$250K
Charge-off rate
1.5%
Share of funded loans charged off
Jobs supported (reported)
783
Programs
7(a)
Bank profile
via FDIC- Total assets
- $1.9B
- Headquarters
- Meridian, MS
- FDIC cert
- #4993
- Status
- Active
Where The Citizens National Bank of Meridian lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| Mississippi | 33 | $8.3M |
| Tennessee | 16 | $3.9M |
| Alabama | 11 | $2.2M |
| Louisiana | 5 | $2.0M |
| Arkansas | 3 | $526K |
What The Citizens National Bank of Meridian funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Retail Trade | 9 | $3.3M |
| Accommodation and Food Services | 16 | $2.2M |
| Other Services | 8 | $2.1M |
| Arts, Entertainment, Recreation | 4 | $2.0M |
| Construction | 5 | $1.6M |
| Health Care and Social Assistance | 8 | $1.4M |
The Citizens National Bank of Meridian SBA lending by year
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2020 | 1 | $166K |
| 2021 | 3 | $918K |
| 2025 | 40 | $9.4M |
| 2026 | 24 | $6.6M |
Sources and disclaimer. All figures are computed from
the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31),
as described in our methodology.
The charge-off rate is the share of The Citizens National Bank of Meridian's funded loans marked charged off across all of its
loans in the data; it is not a lifetime default rate. SBA Loan Index is not affiliated with the
SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
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