SBA lending by metro area
SBA lenders in Ogden, UT
Which lenders fund Ogden-area businesses, how much, and how the market compares with Utah: SBA 7(a) and 504 loans, FY2010–2026.
By Mario Bailey · SBA FOIA data as of 2026-03-31
Top SBA lenders in the Ogden area
Ranked by SBA volume funded to businesses located in the Ogden metropolitan area, wherever the lender is headquartered. National SBA lenders that fund here are included.
| # | Lender | Loans | Total funded | Average loan | 7(a) charge-off |
|---|---|---|---|---|---|
| 1 | Mountain West Small Business Finance | 333 | $286.8M | $861K | not reported |
| 2 | Intermountain Business Lending, Inc. | 282 | $187.3M | $664K | not reported |
| 3 | Zions Bank, A Division of | 600 | $92.4M | $154K | 5.33% |
| 4 | America First FCU | 184 | $65.2M | $355K | 1.63% |
| 5 | Wells Fargo Bank National Association | 181 | $55.6M | $307K | 5.52% |
| 6 | Celtic Bank Corporation | 86 | $49.8M | $579K | 2.33% |
| 7 | Live Oak Banking Company | 41 | $45.1M | $1.1M | 0.00% |
| 8 | Bank of Utah | 49 | $43.9M | $896K | 2.04% |
| 9 | Mountain America FCU | 158 | $41.2M | $261K | 1.90% |
| 10 | U.S. Bank, National Association | 150 | $33.9M | $226K | 4.00% |
SBA 7(a) and 504 loans, FY2010–2026, as of 2026-03-31, from the SBA's public record.
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How Ogden compares
Median funded SBA loan and 504 share of loans, FY2010–2026.
| Median loan | 504 share | |
|---|---|---|
| Ogden area | $186K ▼ 0.5% | 19.4% ▲ 0.5 pts |
| Utah | $187K | 18.9% |
| United States | $179K | 11.2% |
What gets funded in Ogden
| Industry | Loans | Total funded |
|---|---|---|
| Health Care and Social Assistance | 393 | $211.4M |
| Retail Trade | 420 | $176.7M |
| Construction | 419 | $170.7M |
| Manufacturing | 287 | $153.8M |
| Accommodation and Food Services | 259 | $146.1M |
| Other Services | 331 | $115.7M |
| Professional and Technical Services | 286 | $84.6M |
| Administrative and Support | 193 | $69.7M |
SBA lending in Ogden by year
Geography, precisely
"Ogden area" here means the Ogden, UT metropolitan statistical area as delineated by OMB (July 2023), which is exactly these counties: Davis County, UT; Morgan County, UT; Weber County, UT. Loans are placed by the SBA's recorded project county, which can differ from a borrower's mailing address. Counts are SBA 7(a) and 504 funded loans, FY2010–2026, as of 2026-03-31. See the methodology.