SBA lender profile
America First FCU
America First FCU appears in the public SBA loan data with 558 funded 7(a) loans totaling $544.4M, an average of $976K per loan, and an estimated 7,888 jobs supported. Its SBA lending concentrates in Utah and the Accommodation and Food Services sector. Across all of its loans in the data, its charge-off rate is 0.4%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, as of 2026-03-31
Funded loans
558
Total volume
$544.4M
Average loan size
$976K
Charge-off rate
0.4%
Share of funded loans charged off
Jobs supported (reported)
7,888
Programs
7(a)
Where America First FCU lends
Top states by funded SBA volume.
What America First FCU funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Accommodation and Food Services | 96 | $123.3M |
| Health Care and Social Assistance | 82 | $99.8M |
| Retail Trade | 78 | $68.2M |
| Other Services | 73 | $50.9M |
| Construction | 44 | $46.6M |
| Manufacturing | 37 | $30.2M |
America First FCU SBA lending by year
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2020 | 69 | $51.6M |
| 2021 | 119 | $89.6M |
| 2022 | 98 | $86.1M |
| 2023 | 61 | $71.8M |
| 2024 | 83 | $88.6M |
| 2025 | 85 | $102.3M |
| 2026 | 43 | $54.4M |
Sources and disclaimer. All figures are computed from
the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31),
as described in our methodology.
The charge-off rate is the share of America First FCU's funded loans marked charged off across all of its
loans in the data; it is not a lifetime default rate. SBA Loan Index is not affiliated with the
SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
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