SBA loans by business type
SBA Loans for Landscaping Businesses
SBA lenders funded 15,028 7(a) and 504 loans for landscaping businesses since FY2010 (1.5% of all SBA lending in the data), totaling $3.6B, an average of $242K per loan. The most active lender is The Huntington National Bank.
By Mario Bailey · Source: SBA FOIA data, FY2010–2026 (as of 2026-03-31)
These figures are computed from the SBA's public 7(a) and 504 funded-loan records for Landscaping Services (NAICS 56173). They cover funded loans, not applications, so a lender's activity here is a track-record signal — not a guarantee you will be approved. Among the 7(a) loans, the charge-off rate is 3.5% — a relative track-record signal, not a lifetime default rate (504 charge-offs are not reported in the SBA data); see our methodology. Estimate a payment with the SBA loan calculator, or check the basics with the eligibility checker.
Top SBA lenders in Administrative and Support, the sector that includes landscaping businesses
Ranked by SBA loans funded across Administrative and Support (NAICS 56), the full sector that contains Landscaping Services (NAICS 56173). The sector is broader than landscaping businesses alone, and sector level is the granularity our per-lender track-record data supports, so every figure below, including the 7(a) charge-off rate, is sector-wide, not specific to landscaping businesses. Charge-off is reported on 7(a) loans, never on 504 loans, so a lender without a reliable 7(a) sample in the sector shows “not reported,” never 0%. A lender active in your situation is a good place to start; talk to a few before you apply.
| # | Lender | Loans | Total funded | Average loan | 7(a) charge-off |
|---|---|---|---|---|---|
| 1 | The Huntington National Bank | 4,519 | $855.1M | $189K | 2.59% |
| 2 | Wells Fargo Bank National Association | 3,059 | $637.7M | $208K | 6.24% |
| 3 | TD Bank, National Association | 2,395 | $229.0M | $96K | 6.89% |
| 4 | JPMorgan Chase Bank, National Association | 2,184 | $374.4M | $171K | 5.68% |
| 5 | U.S. Bank, National Association | 1,991 | $390.4M | $196K | 3.11% |
| 6 | Manufacturers and Traders Trust Company | 1,439 | $158.3M | $110K | 2.92% |
| 7 | United Midwest Savings Bank National Association | 1,434 | $234.2M | $163K | 9.62% |
| 8 | PNC Bank, National Association | 903 | $125.7M | $139K | 6.76% |
| 9 | Celtic Bank Corporation | 859 | $208.1M | $242K | 12.22% |
| 10 | BayFirst National Bank | 859 | $169.0M | $197K | 6.64% |
SBA 7(a) and 504 loans, FY2010–2026, as of 2026-03-31, from the SBA's public record.
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Top states for landscaping businesses SBA loans
| State | Loans | Total volume |
|---|---|---|
| Florida | 920 | $353.0M |
| California | 739 | $303.8M |
| Texas | 671 | $237.2M |
| Ohio | 1,319 | $184.9M |
| Massachusetts | 1,041 | $150.8M |
| Michigan | 672 | $141.7M |
| Illinois | 425 | $139.4M |
| Minnesota | 560 | $135.8M |
| Pennsylvania | 653 | $132.6M |
| Colorado | 392 | $132.3M |
SBA lending for landscaping businesses by year
Funded SBA volume by approval fiscal year (FY2010–2026).
SBA loans for landscaping businesses: frequently asked questions
Can you get an SBA loan for landscaping businesses?
Yes. Lenders funded 15,028 SBA 7(a) and 504 loans for landscaping businesses in the public data (as of 2026-03-31), 1.5% of all SBA lending, totaling $3.6B.
How much is a typical SBA loan for landscaping businesses?
The average SBA loan for landscaping businesses is $242K, across 15,028 funded loans. Your amount depends on use of funds, cash flow, and the lender.
Which SBA lenders fund landscaping businesses?
The Huntington National Bank, Wells Fargo Bank National Association, U.S. Bank, National Association are among the most active SBA lenders for landscaping businesses by funded volume. A lender that regularly funds your situation is more likely to understand the deal.