Best SBA lenders
Best SBA lenders in Nebraska
The most active SBA lenders in Nebraska, ranked from every 7(a) and 504 loan in the SBA's public record, FY2010-2026. Nebraska Economic Development Corporation leads with 710 loans funded.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026, as of 2026-03-31
Top SBA lenders in Nebraska
The full Nebraska ranking, by SBA loans funded since FY2010. Every figure is in-state: each lender's loans, dollars, average loan size, and 7(a) charge-off rate cover its Nebraska lending only, not its national book. A charge-off rate appears only when a lender has at least 20 funded 7(a) loans in Nebraska; below that line, and on 504-only lending, it reads “not reported,” never 0%.
| # | Lender | Loans | Total funded | Average loan | 7(a) charge-off |
|---|---|---|---|---|---|
| 1 | Nebraska Economic Development Corporation | 710 | $535.9M | $755K | not reported |
| 2 | Union Bank and Trust Company | 517 | $150.6M | $291K | 1.16% |
| 3 | First National Bank of Omaha | 507 | $123.3M | $243K | 2.17% |
| 4 | U.S. Bank, National Association | 448 | $41.5M | $93K | 2.46% |
| 5 | Wells Fargo Bank National Association | 397 | $150.9M | $380K | 5.79% |
| 6 | First State Bank Nebraska | 392 | $134.2M | $342K | 1.79% |
| 7 | First Interstate Bank | 154 | $76.1M | $494K | 9.09% |
| 8 | Northwest Bank | 142 | $40.2M | $283K | 0.70% |
| 9 | American National Bank | 141 | $69.4M | $492K | 5.67% |
| 10 | Centris Federal Credit Union | 125 | $17.2M | $138K | 16.00% |
| 11 | Pinnacle Bank | 122 | $22.1M | $181K | 1.64% |
| 12 | Cornhusker Bank | 118 | $30.8M | $261K | 5.08% |
| 13 | Core Bank | 99 | $45.9M | $463K | 0.00% |
| 14 | Equity Bank | 96 | $23.2M | $241K | 1.04% |
| 15 | Midwest Bank | 95 | $32.4M | $341K | 1.05% |
| 16 | Arbor Bank | 91 | $28.3M | $311K | 1.10% |
| 17 | Dayspring Bank | 81 | $22.1M | $273K | 8.64% |
| 18 | Live Oak Banking Company | 72 | $96.9M | $1.3M | 1.39% |
| 19 | Access Bank | 67 | $28.5M | $425K | 4.48% |
| 20 | Platte Valley Bank | 64 | $18.0M | $281K | 6.25% |
| 21 | The Huntington National Bank | 60 | $21.2M | $353K | 0.00% |
| 22 | Security National Bank of Omaha | 58 | $23.0M | $396K | 1.72% |
| 23 | Equitable Bank | 58 | $8.7M | $150K | 5.17% |
| 24 | Western Nebraska Bank | 58 | $7.0M | $121K | 0.00% |
| 25 | Adams Bank & Trust | 57 | $10.5M | $185K | 1.75% |
SBA 7(a) and 504 loans, FY2010–2026, as of 2026-03-31, from the SBA's public record.
7(a) banks vs 504 lenders (CDCs) in Nebraska
The two SBA programs have different lenders. A 7(a) loan comes from one bank or credit union; a 504 project pairs a bank with a Certified Development Company (CDC), the nonprofit that funds the SBA-backed portion. The leaders in Nebraska by each program's loans funded since FY2010:
- 1. Union Bank and Trust Company 517 loans
- 2. First National Bank of Omaha 507 loans
- 3. U.S. Bank, National Association 448 loans
- 4. Wells Fargo Bank National Association 397 loans
- 5. First State Bank Nebraska 392 loans
- 1. Nebraska Economic Development Corporation 710 loans
- 2. Community Development Resources 35 loans
- 3. Siouxland Economic Development Corporation 10 loans
Counts are each program's funded loans in Nebraska. How the two programs differ: 504 vs 7(a), by the data.
Where SBA lending concentrates in Nebraska
The 3 industries with the most SBA loans in Nebraska since FY2010, and the most active lender in each. A lender that leads your industry locally can matter more than the overall #1.
| Industry | Loans | Total funded | Most active lender |
|---|---|---|---|
| Construction | 892 | $280.1M | U.S. Bank, National Association (175 loans) |
| Accommodation and Food Services | 840 | $414.5M | Nebraska Economic Development Corporation (104 loans) |
| Retail Trade | 826 | $247.3M | First National Bank of Omaha (80 loans) |
Full industry, city, and yearly breakdowns: SBA lending in Nebraska.
How this ranking works
- “Most active” means loans funded. The ranking counts every SBA 7(a) and 504 loan funded to Nebraska businesses in the SBA's public FOIA record, FY2010–2026, as of 2026-03-31. No lender pays to appear or to rank, and activity is not a fit score: the right lender for you depends on your industry, loan size, and timeline.
- The 10-loan line. A lender enters the Nebraska table only with at least 10 loans funded in-state, so one-off activity never reads as a track record. Industry cells above are held to at least 30 loans.
- Charge-off is 7(a)-only and needs 20+ loans. The SBA reports charge-offs on 7(a) loans, never on 504 loans. We show an in-state rate only when a lender has at least 20 funded 7(a) loans in Nebraska; anything thinner reads “not reported,” never 0%. It is a charge-off share of funded loans to date, not a lifetime default rate.
- Name collisions are excluded, and counted. The SBA does not normalize lender names across mergers and rebrands, so one name can blend several unrelated institutions. Flagged names are never ranked on this page; each exclusion is disclosed under the table.
The exact calculations and limits: methodology.
Best SBA lenders in Nebraska: frequently asked questions
Who is the most active SBA lender in Nebraska?
Nebraska Economic Development Corporation is the most active SBA lender in Nebraska in the public record, with 710 7(a) and 504 loans funded since FY2010 ($535.9M in Nebraska). The ranking counts loans funded, never who pays us.
Do these lenders only serve Nebraska?
No. The ranking measures activity in Nebraska: loans funded to Nebraska businesses in the SBA's record. Many of these lenders are national or multi-state institutions; the loans, dollars, and charge-off figures shown are their Nebraska lending only.
What's the difference between a 7(a) lender and a CDC?
A 7(a) lender is a bank or credit union that funds an SBA-guaranteed loan directly. A Certified Development Company (CDC) is a nonprofit that funds the SBA-backed portion of a 504 project alongside a bank. Charge-off is reported only on 7(a) loans, so a 504-only CDC shows "not reported," never 0%.
How many SBA lenders are active in Nebraska?
81 lenders have funded at least 10 SBA loans in Nebraska since FY2010 in the public record (as of 2026-03-31). The table above names the 25 most active of them; names that blend several same-named institutions are excluded from rankings.
Mario Bailey. (2026). Best SBA lenders in Nebraska. SBA Loan Index. https://sbaloanindex.com/best-sba-lenders/in/ne/
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