Franchise financing
ALLSTATE INSURANCE franchise financing
What it costs to finance a ALLSTATE INSURANCE franchise and how buyers fund it. The real numbers: how much gets borrowed, which lenders fund it, and the track record.
By Mario Bailey · Source: SBA FOIA data, as of 2026-03-31
- SBA loans
- 223
- Total funded
- $82.4M
- Median loan
- $241K
- 7(a) charge-off
- 2.9%
What financing a ALLSTATE INSURANCE franchise costs
The median SBA loan to a ALLSTATE INSURANCE franchisee is $241K, and the middle half of ALLSTATE INSURANCE's 223 loans run $82K to $442K (average $370K). Across all SBA-financed franchises the median loan is $350K. ALLSTATE INSURANCE buyers borrow less than the typical franchisee.
These are loan amounts, not the brand's total startup cost. Buyers also put in equity (the SBA generally wants at least 10% down on a new franchise), and the brand's own investment estimate is Item 7 of its franchise disclosure document (FDD). The median ALLSTATE INSURANCE loan runs 10 years. Model your numbers with the franchise financing calculator.
Of the 209 ALLSTATE INSURANCE loans where the SBA recorded a business age, 35.9% went to new businesses two years old or younger. The rest funded existing operations.
How to finance ALLSTATE INSURANCE
ALLSTATE INSURANCE franchisees have financed with 223 SBA loans since FY2010, averaging $370K each. The 7(a) program is the usual route: it covers the franchise fee, build-out, equipment, and working capital (208 of the 223 loans). Lenders weigh your credit, management experience, and the brand's track record alongside the equity you bring.
ALLSTATE INSURANCE's 7(a) charge-off rate is 2.9% across 208 loans, a relative track-record signal lenders and buyers weigh, not a guarantee. See how that compares across franchises.
Lenders that finance ALLSTATE INSURANCE
By SBA loan count
Where ALLSTATE INSURANCE gets funded
Top states by loan count
- 1. California 16
- 2. Texas 17
- 3. Florida 10
- 4. New York 15
- 5. Georgia 14
- 6. South Carolina 11
- 7. Arizona 10
- 8. Ohio 21
Financing a ALLSTATE INSURANCE?
Get matched with the SBA lenders that actually fund businesses like yours, ranked on real loan data by state, industry, and size. Independent: your details go only to the lenders we match you to, never to data brokers.
ALLSTATE INSURANCE SBA financing FAQ
How much does a ALLSTATE INSURANCE franchise cost?
The public SBA data shows what buyers actually borrow, not a sticker price: the median SBA loan to a ALLSTATE INSURANCE franchisee is $241K, and the middle half of ALLSTATE INSURANCE's 223 loans run $82K to $442K. Total investment (including the equity you put in, generally 10% or more) is estimated in Item 7 of ALLSTATE INSURANCE's franchise disclosure document.
Can you use an SBA loan for ALLSTATE INSURANCE?
Yes. Lenders have funded 223 SBA loans to ALLSTATE INSURANCE franchisees, worth $82.4M in all, so ALLSTATE INSURANCE is regularly financed with SBA 7(a) and 504 loans.
Can a first-time owner get an SBA loan for ALLSTATE INSURANCE?
The data says yes: of ALLSTATE INSURANCE's 209 SBA loans that record a business age, 35.9% went to new businesses two years old or younger. Expect the lender to look harder at your experience, business plan, and equity injection.
Which lenders finance ALLSTATE INSURANCE?
By loan count, the most active SBA lenders for ALLSTATE INSURANCE are U.S. Bank, National Association, SouthState Bank, National Association, Regions Bank, among others. A lender already active with your brand often moves faster.
What is ALLSTATE INSURANCE's SBA charge-off rate?
Across ALLSTATE INSURANCE's 208 SBA 7(a) loans, 2.9% have charged off. Read it as a relative track-record signal, not a prediction. It is not a lifetime default rate.
Which SBA program fits ALLSTATE INSURANCE?
Mostly 7(a): 208 of ALLSTATE INSURANCE's 223 SBA loans. The 7(a) program covers the franchise fee, build-out, equipment, and working capital. The median ALLSTATE INSURANCE loan term is 10 years.