Franchise financing
Chevron - Retail Supply Contract franchise financing
What it costs to finance a Chevron - Retail Supply Contract franchise and how buyers fund it. The real numbers: how much gets borrowed, which lenders fund it, and the track record.
By Mario Bailey · Source: SBA FOIA data, as of 2026-03-31
- SBA loans
- 150
- Total funded
- $356.8M
- Median loan
- $2.2M
- 7(a) charge-off
- 0.0%
What financing a Chevron - Retail Supply Contract franchise costs
The median SBA loan to a Chevron - Retail Supply Contract franchisee is $2.2M, and the middle half of Chevron - Retail Supply Contract's 150 loans run $1.2M to $3.3M (average $2.4M). Across all SBA-financed franchises the median loan is $350K. Chevron - Retail Supply Contract buyers borrow more than the typical franchisee.
These are loan amounts, not the brand's total startup cost. Buyers also put in equity (the SBA generally wants at least 10% down on a new franchise), and the brand's own investment estimate is Item 7 of its franchise disclosure document (FDD). The median Chevron - Retail Supply Contract loan runs 25 years. Model your numbers with the franchise financing calculator.
Of the 138 Chevron - Retail Supply Contract loans where the SBA recorded a business age, 21.7% went to new businesses two years old or younger. The rest funded existing operations.
How to finance Chevron - Retail Supply Contract
Chevron - Retail Supply Contract franchisees have financed with 150 SBA loans since FY2010, averaging $2.4M each. Of those, 123 ran through the 7(a) program (franchise fee, build-out, equipment, and working capital) and 27 through 504 (owner-occupied real estate). Lenders weigh your credit, management experience, and the brand's track record alongside the equity you bring.
Chevron - Retail Supply Contract's 7(a) charge-off rate is 0.0% across 123 loans, a relative track-record signal lenders and buyers weigh, not a guarantee. See how that compares across franchises.
Lenders that finance Chevron - Retail Supply Contract
By SBA loan count
Where Chevron - Retail Supply Contract gets funded
Top states by loan count
- 1. California 79
- 2. Washington 36
- 3. Oregon 9
- 4. Georgia 8
- 5. Texas 7
- 6. Nevada 2
- 7. Arizona 2
- 8. Alabama 2
Financing a Chevron - Retail Supply Contract?
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Chevron - Retail Supply Contract SBA financing FAQ
How much does a Chevron - Retail Supply Contract franchise cost?
The public SBA data shows what buyers actually borrow, not a sticker price: the median SBA loan to a Chevron - Retail Supply Contract franchisee is $2.2M, and the middle half of Chevron - Retail Supply Contract's 150 loans run $1.2M to $3.3M. Total investment (including the equity you put in, generally 10% or more) is estimated in Item 7 of Chevron - Retail Supply Contract's franchise disclosure document.
Can you use an SBA loan for Chevron - Retail Supply Contract?
Yes. Lenders have funded 150 SBA loans to Chevron - Retail Supply Contract franchisees, worth $356.8M in all, so Chevron - Retail Supply Contract is regularly financed with SBA 7(a) and 504 loans.
Can a first-time owner get an SBA loan for Chevron - Retail Supply Contract?
The data says yes: of Chevron - Retail Supply Contract's 138 SBA loans that record a business age, 21.7% went to new businesses two years old or younger. Expect the lender to look harder at your experience, business plan, and equity injection.
Which lenders finance Chevron - Retail Supply Contract?
By loan count, the most active SBA lenders for Chevron - Retail Supply Contract are PCB Bank, Celtic Bank Corporation, Readycap Lending, LLC, among others. A lender already active with your brand often moves faster.
What is Chevron - Retail Supply Contract's SBA charge-off rate?
Across Chevron - Retail Supply Contract's 123 SBA 7(a) loans, 0.0% have charged off. Read it as a relative track-record signal, not a prediction. It is not a lifetime default rate.
Which SBA program fits Chevron - Retail Supply Contract?
Both. Of Chevron - Retail Supply Contract's 150 SBA loans, 123 were 7(a) (franchise fee, build-out, equipment, working capital) and 27 were 504 (owner-occupied real estate). The median Chevron - Retail Supply Contract loan term is 25 years.