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SBA lender profile

ACC Capital

ACC Capital appears in the public SBA loan data with 249 funded 7(a) loans since FY2010, totaling $116.4M, an average of $467K per loan, and an estimated 3,877 jobs supported. Its SBA lending concentrates in Arkansas and the Manufacturing sector. Across its 7(a) loans, the charge-off rate is 2.4%. 49.4% of its 7(a) loans were processed under delegated PLP authority.

By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)

Track record 76
Scale 72
Activity 75
Consistency 85

A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.

Funded loans
249
Since FY2010
Total volume
$116.4M
Average loan size
$467K
7(a) charge-off rate
2.4%
Share of 7(a) loans charged off
Jobs supported (reported)
3,877
Programs
7(a)

Is ACC Capital the right lender for you?

Lenders fund what they know. ACC Capital's SBA lending concentrates in Arkansas (201 loans) and Manufacturing (31 loans), at an average loan of $467K. If your business does not look like that, a different SBA lender is likely the better fit.

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Where ACC Capital lends

Top states by funded SBA volume.

StateLoansTotal volume
Arkansas 201 $93.0M
Texas 12 $6.5M
Tennessee 9 $4.7M
Florida 7 $2.1M
Michigan 3 $2.0M
Georgia 5 $1.6M

Metro areas where ACC Capital funds

What ACC Capital funds

Top industries by funded SBA volume.

IndustryLoansTotal volume
Manufacturing 31 $24.3M
Accommodation and Food Services 57 $24.2M
Retail Trade 27 $13.3M
Wholesale Trade 13 $12.2M
Administrative and Support 18 $6.9M
Other Services 20 $6.0M

ACC Capital SBA lending by year

Funded SBA volume by approval fiscal year (FY2010–2026).

Fiscal yearLoansTotal volume
201019$8.5M
201120$9.8M
201218$14.5M
201314$6.4M
201423$8.6M
201520$8.7M
201619$8.7M
20173$4.5M
20186$1.2M
20196$2.2M
20205$975K
20213$946K
20227$3.3M
202326$12.2M
202421$8.4M
202521$9.2M
202618$8.2M

Related SBA lenders

Other lenders active in Arkansas or in Manufacturing.

Comparing lenders? See how to choose an SBA lender by track record.

ACC Capital: frequently asked questions

Does ACC Capital offer SBA loans?

Yes. ACC Capital appears in the public SBA data with 249 funded SBA 7(a) loans totaling $116.4M.

How many SBA loans has ACC Capital made?

ACC Capital is associated with 249 SBA 7(a) loans totaling $116.4M in the public SBA data (as of 2026-03-31).

What is ACC Capital's SBA charge-off rate?

About 2.4% of ACC Capital's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.

Where does ACC Capital do most of its SBA lending?

ACC Capital's SBA lending in the data is most concentrated in Arkansas, and by industry in Manufacturing.

Is ACC Capital an SBA Preferred Lender (PLP)?

The loan record shows ACC Capital operating under PLP delegated authority: 123 of its 7(a) loans (49.4%) were processed through the Preferred Lenders Program, including 58 in FY2024–2026. The SBA grants and renews PLP status and publishes no public roster, so this is the processing record, not a certification.

For ACC Capital

This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.

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Sources and disclaimer. All figures are computed from the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31), as described in our methodology. The charge-off rate is the share of ACC Capital's 7(a) loans marked charged off (504 loans do not report charge-off status); it is not a lifetime default rate. SBA Loan Index is not affiliated with the SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
Cite this analysis

Mario Bailey. (2026). ACC Capital SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/acc-capital/

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