SBA lender profile
First Service Bank
First Service Bank appears in the public SBA loan data with 174 funded 7(a) loans since FY2010, totaling $128.2M, an average of $737K per loan, and an estimated 1,185 jobs supported. Its SBA lending concentrates in Arkansas and the Agriculture, Forestry, Fishing sector. Across its 7(a) loans, the charge-off rate is 0.6%. 52.3% of its 7(a) loans were processed under delegated PLP authority.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 87
- Scale 69
- Activity 85
- Consistency 60
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is First Service Bank the right lender for you?
Lenders fund what they know. First Service Bank's SBA lending concentrates in Arkansas (149 loans) and Agriculture, Forestry, Fishing (100 loans), at an average loan of $737K. If your business does not look like that, a different SBA lender is likely the better fit.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Bank profile
via FDIC- Total assets
- $319M
- Headquarters
- Marshall, TX
- FDIC cert
- #15374
- Status
- Inactive
Where First Service Bank lends
Top states by funded SBA volume.
Metro areas where First Service Bank funds
What First Service Bank funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Agriculture, Forestry, Fishing | 100 | $92.7M |
| Transportation and Warehousing | 6 | $12.3M |
| Accommodation and Food Services | 12 | $6.2M |
| Manufacturing | 8 | $4.3M |
| Other Services | 9 | $3.2M |
| Educational Services | 3 | $2.4M |
First Service Bank SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2016 | 9 | $9.1M |
| 2017 | 8 | $730K |
| 2018 | 12 | $8.7M |
| 2019 | 3 | $2.4M |
| 2020 | 16 | $4.8M |
| 2021 | 16 | $8.4M |
| 2022 | 16 | $5.1M |
| 2023 | 23 | $20.3M |
| 2024 | 25 | $17.5M |
| 2025 | 39 | $36.1M |
| 2026 | 7 | $15.2M |
Related SBA lenders
Other lenders active in Arkansas or in Agriculture, Forestry, Fishing.
Comparing lenders? See how to choose an SBA lender by track record.
First Service Bank: frequently asked questions
Does First Service Bank offer SBA loans?
Yes. First Service Bank appears in the public SBA data with 174 funded SBA 7(a) loans totaling $128.2M.
How many SBA loans has First Service Bank made?
First Service Bank is associated with 174 SBA 7(a) loans totaling $128.2M in the public SBA data (as of 2026-03-31).
What is First Service Bank's SBA charge-off rate?
About 0.6% of First Service Bank's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does First Service Bank do most of its SBA lending?
First Service Bank's SBA lending in the data is most concentrated in Arkansas, and by industry in Agriculture, Forestry, Fishing.
Is First Service Bank an SBA Preferred Lender (PLP)?
The loan record shows First Service Bank operating under PLP delegated authority: 91 of its 7(a) loans (52.3%) were processed through the Preferred Lenders Program, including 56 in FY2024–2026. The SBA grants and renews PLP status and publishes no public roster, so this is the processing record, not a certification.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). First Service Bank SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/first-service-bank/
Free to cite and quote with attribution and a link. Members of the press can reach us via our press page.
Looking for a lender like this?
Compare a few SBA lenders by track record, then get matched with SBA-approved lenders that fund businesses like yours.
Get SBA lending trends in your inbox
Occasional, data-driven briefings on SBA lending by industry and state. No spam, unsubscribe anytime.
We use your email only to send lending-trend updates. See our privacy policy.