SBA lender profile
Southern Bancorp Bank
Southern Bancorp Bank appears in the public SBA loan data with 206 funded 7(a) loans since FY2010, totaling $202.2M, an average of $981K per loan, and an estimated 2,228 jobs supported. Its SBA lending concentrates in Arkansas and the Agriculture, Forestry, Fishing sector. Across its 7(a) loans, the charge-off rate is 0.5%. 59.2% of its 7(a) loans were processed under delegated PLP authority.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 88
- Scale 75
- Activity 84
- Consistency 65
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is Southern Bancorp Bank the right lender for you?
Lenders fund what they know. Southern Bancorp Bank's SBA lending concentrates in Arkansas (151 loans) and Agriculture, Forestry, Fishing (53 loans), at an average loan of $981K. If your business does not look like that, a different SBA lender is likely the better fit.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Bank profile
via FDIC- Total assets
- $2.8B
- Headquarters
- Arkadelphia, AR
- FDIC cert
- #1528
- Status
- Active
Where Southern Bancorp Bank lends
Top states by funded SBA volume.
Metro areas where Southern Bancorp Bank funds
What Southern Bancorp Bank funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Agriculture, Forestry, Fishing | 53 | $120.4M |
| Health Care and Social Assistance | 37 | $29.6M |
| Accommodation and Food Services | 20 | $8.8M |
| Other Services | 20 | $8.0M |
| Administrative and Support | 5 | $7.8M |
| Retail Trade | 24 | $6.2M |
Southern Bancorp Bank SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2011 | 2 | $937K |
| 2012 | 1 | $200K |
| 2014 | 1 | $969K |
| 2018 | 18 | $20.8M |
| 2019 | 15 | $14.4M |
| 2020 | 10 | $14.9M |
| 2021 | 26 | $29.0M |
| 2022 | 17 | $22.9M |
| 2023 | 9 | $5.6M |
| 2024 | 31 | $21.0M |
| 2025 | 54 | $41.8M |
| 2026 | 22 | $29.8M |
Related SBA lenders
Other lenders active in Arkansas or in Agriculture, Forestry, Fishing.
Comparing lenders? See how to choose an SBA lender by track record.
Southern Bancorp Bank: frequently asked questions
Does Southern Bancorp Bank offer SBA loans?
Yes. Southern Bancorp Bank appears in the public SBA data with 206 funded SBA 7(a) loans totaling $202.2M.
How many SBA loans has Southern Bancorp Bank made?
Southern Bancorp Bank is associated with 206 SBA 7(a) loans totaling $202.2M in the public SBA data (as of 2026-03-31).
What is Southern Bancorp Bank's SBA charge-off rate?
About 0.5% of Southern Bancorp Bank's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does Southern Bancorp Bank do most of its SBA lending?
Southern Bancorp Bank's SBA lending in the data is most concentrated in Arkansas, and by industry in Agriculture, Forestry, Fishing.
Is Southern Bancorp Bank an SBA Preferred Lender (PLP)?
The loan record shows Southern Bancorp Bank operating under PLP delegated authority: 122 of its 7(a) loans (59.2%) were processed through the Preferred Lenders Program, including 57 in FY2024–2026. The SBA grants and renews PLP status and publishes no public roster, so this is the processing record, not a certification.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). Southern Bancorp Bank SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/southern-bancorp-bank/
Free to cite and quote with attribution and a link. Members of the press can reach us via our press page.
Looking for a lender like this?
Compare a few SBA lenders by track record, then get matched with SBA-approved lenders that fund businesses like yours.
Get SBA lending trends in your inbox
Occasional, data-driven briefings on SBA lending by industry and state. No spam, unsubscribe anytime.
We use your email only to send lending-trend updates. See our privacy policy.