SBA lender profile
Southern Bancorp Bank
Southern Bancorp Bank appears in the public SBA loan data with 169 funded 7(a) loans totaling $164.9M, an average of $976K per loan, and an estimated 2,014 jobs supported. Its SBA lending concentrates in Arkansas and the Agriculture, Forestry, Fishing sector. Across all of its loans in the data, its charge-off rate is 0.0%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, as of 2026-03-31
Funded loans
169
Total volume
$164.9M
Average loan size
$976K
Charge-off rate
0.0%
Share of funded loans charged off
Jobs supported (reported)
2,014
Programs
7(a)
Bank profile
via FDIC- Total assets
- $2.8B
- Headquarters
- Arkadelphia, AR
- FDIC cert
- #1528
- Status
- Active
Where Southern Bancorp Bank lends
Top states by funded SBA volume.
What Southern Bancorp Bank funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Agriculture, Forestry, Fishing | 38 | $88.4M |
| Health Care and Social Assistance | 35 | $28.8M |
| Accommodation and Food Services | 18 | $7.9M |
| Administrative and Support | 5 | $7.8M |
| Other Services | 14 | $7.5M |
| Manufacturing | 8 | $5.9M |
Southern Bancorp Bank SBA lending by year
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2020 | 10 | $14.9M |
| 2021 | 26 | $29.0M |
| 2022 | 17 | $22.9M |
| 2023 | 9 | $5.6M |
| 2024 | 31 | $21.0M |
| 2025 | 54 | $41.8M |
| 2026 | 22 | $29.8M |
Sources and disclaimer. All figures are computed from
the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31),
as described in our methodology.
The charge-off rate is the share of Southern Bancorp Bank's funded loans marked charged off across all of its
loans in the data; it is not a lifetime default rate. SBA Loan Index is not affiliated with the
SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
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