SBA lender profile
EverTrust Bank
EverTrust Bank appears in the public SBA loan data with 149 funded 7(a) loans since FY2010, totaling $136.5M, an average of $916K per loan, and an estimated 4,081 jobs supported. Its SBA lending concentrates in California and the Accommodation and Food Services sector. Across its 7(a) loans, the charge-off rate is 0.7%. 90.6% of its 7(a) loans were processed under delegated PLP authority.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 85
- Scale 69
- Activity 71
- Consistency 74
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is EverTrust Bank the right lender for you?
Lenders fund what they know. EverTrust Bank's SBA lending concentrates in California (146 loans) and Accommodation and Food Services (47 loans), at an average loan of $916K. If your business does not look like that, a different SBA lender is likely the better fit.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Bank profile
via FDIC- Total assets
- $761M
- Headquarters
- Everett, WA
- FDIC cert
- #27070
- Status
- Inactive
Where EverTrust Bank lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| California | 146 | $134.1M |
| Nevada | 3 | $2.4M |
What EverTrust Bank funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Accommodation and Food Services | 47 | $34.0M |
| Health Care and Social Assistance | 22 | $23.9M |
| Retail Trade | 25 | $22.4M |
| Other Services | 13 | $13.5M |
| Educational Services | 8 | $10.8M |
| Construction | 7 | $8.1M |
EverTrust Bank SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2013 | 4 | $1.3M |
| 2014 | 5 | $2.3M |
| 2015 | 19 | $23.0M |
| 2016 | 12 | $11.1M |
| 2017 | 15 | $16.8M |
| 2018 | 17 | $11.6M |
| 2019 | 16 | $12.1M |
| 2020 | 5 | $4.5M |
| 2021 | 7 | $9.8M |
| 2022 | 14 | $19.5M |
| 2023 | 19 | $11.3M |
| 2024 | 10 | $8.4M |
| 2025 | 3 | $2.5M |
| 2026 | 3 | $2.3M |
Related SBA lenders
Other lenders active in California or in Accommodation and Food Services.
Comparing lenders? See how to choose an SBA lender by track record.
EverTrust Bank: frequently asked questions
Does EverTrust Bank offer SBA loans?
Yes. EverTrust Bank appears in the public SBA data with 149 funded SBA 7(a) loans totaling $136.5M.
How many SBA loans has EverTrust Bank made?
EverTrust Bank is associated with 149 SBA 7(a) loans totaling $136.5M in the public SBA data (as of 2026-03-31).
What is EverTrust Bank's SBA charge-off rate?
About 0.7% of EverTrust Bank's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does EverTrust Bank do most of its SBA lending?
EverTrust Bank's SBA lending in the data is most concentrated in California, and by industry in Accommodation and Food Services.
Is EverTrust Bank an SBA Preferred Lender (PLP)?
The loan record shows EverTrust Bank operating under PLP delegated authority: 135 of its 7(a) loans (90.6%) were processed through the Preferred Lenders Program, including 16 in FY2024–2026. The SBA grants and renews PLP status and publishes no public roster, so this is the processing record, not a certification.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). EverTrust Bank SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/evertrust-bank/
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