SBA lender profile
First General Bank
First General Bank appears in the public SBA loan data with 376 funded 7(a) loans since FY2010, totaling $395.7M, an average of $1.1M per loan, and an estimated 5,962 jobs supported. Its SBA lending concentrates in California and the Accommodation and Food Services sector. Across its 7(a) loans, the charge-off rate is 0.8%. 54.3% of its 7(a) loans were processed under delegated PLP authority.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 88
- Scale 84
- Activity 63
- Consistency 78
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is First General Bank the right lender for you?
Lenders fund what they know. First General Bank's SBA lending concentrates in California (364 loans) and Accommodation and Food Services (60 loans), at an average loan of $1.1M. If your business does not look like that, a different SBA lender is likely the better fit.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Bank profile
via FDIC- Total assets
- $1.1B
- Headquarters
- Rowland Heights, CA
- FDIC cert
- #58060
- Status
- Active
Where First General Bank lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| California | 364 | $364.5M |
| Washington | 2 | $8.3M |
| Texas | 2 | $7.2M |
| Arizona | 3 | $5.3M |
| Colorado | 1 | $4.5M |
| Nevada | 2 | $2.8M |
What First General Bank funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Accommodation and Food Services | 60 | $144.5M |
| Wholesale Trade | 134 | $108.9M |
| Retail Trade | 57 | $48.5M |
| Construction | 18 | $24.9M |
| Health Care and Social Assistance | 19 | $17.2M |
| Manufacturing | 25 | $14.0M |
First General Bank SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2011 | 11 | $13.1M |
| 2012 | 41 | $43.7M |
| 2013 | 47 | $26.7M |
| 2014 | 47 | $40.4M |
| 2015 | 53 | $43.2M |
| 2016 | 40 | $26.7M |
| 2017 | 30 | $13.2M |
| 2018 | 25 | $41.1M |
| 2019 | 18 | $12.7M |
| 2020 | 15 | $40.6M |
| 2021 | 25 | $51.6M |
| 2022 | 12 | $29.2M |
| 2023 | 7 | $10.7M |
| 2024 | 3 | $1.4M |
| 2025 | 2 | $1.3M |
Related SBA lenders
Other lenders active in California or in Accommodation and Food Services.
Comparing lenders? See how to choose an SBA lender by track record.
First General Bank: frequently asked questions
Does First General Bank offer SBA loans?
Yes. First General Bank appears in the public SBA data with 376 funded SBA 7(a) loans totaling $395.7M.
How many SBA loans has First General Bank made?
First General Bank is associated with 376 SBA 7(a) loans totaling $395.7M in the public SBA data (as of 2026-03-31).
What is First General Bank's SBA charge-off rate?
About 0.8% of First General Bank's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does First General Bank do most of its SBA lending?
First General Bank's SBA lending in the data is most concentrated in California, and by industry in Accommodation and Food Services.
Is First General Bank an SBA Preferred Lender (PLP)?
The loan record shows First General Bank operating under PLP delegated authority: 204 of its 7(a) loans (54.3%) were processed through the Preferred Lenders Program, including 4 in FY2024–2026. The SBA grants and renews PLP status and publishes no public roster, so this is the processing record, not a certification.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). First General Bank SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/first-general-bank/
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