SBA lender profile
First National Bank Ames, Iowa
First National Bank Ames, Iowa appears in the public SBA loan data with 34 funded 7(a) loans since FY2010, totaling $9.6M, an average of $281K per loan, and an estimated 303 jobs supported. Its SBA lending concentrates in Iowa and the Wholesale Trade sector. Across its 7(a) loans, the charge-off rate is 2.9%. 44.1% of its 7(a) loans were processed under delegated PLP authority.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 70
- Scale 15
- Activity 23
- Consistency 58
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is First National Bank Ames, Iowa the right lender for you?
Lenders fund what they know. First National Bank Ames, Iowa's SBA lending concentrates in Iowa (32 loans) and Wholesale Trade (1 loan), at an average loan of $281K. If your business does not look like that, a different SBA lender is likely the better fit.
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Where First National Bank Ames, Iowa lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| Iowa | 32 | $6.7M |
| California | 1 | $2.5M |
| Illinois | 1 | $350K |
What First National Bank Ames, Iowa funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Wholesale Trade | 1 | $2.5M |
| Retail Trade | 4 | $2.2M |
| Construction | 4 | $1.3M |
| Professional and Technical Services | 4 | $1.0M |
| Health Care and Social Assistance | 8 | $934K |
| Accommodation and Food Services | 6 | $910K |
First National Bank Ames, Iowa SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 3 | $195K |
| 2011 | 4 | $4.8M |
| 2012 | 2 | $95K |
| 2014 | 1 | $73K |
| 2015 | 2 | $215K |
| 2017 | 2 | $80K |
| 2018 | 3 | $400K |
| 2019 | 5 | $1.5M |
| 2020 | 2 | $350K |
| 2021 | 4 | $1.0M |
| 2024 | 3 | $529K |
| 2025 | 3 | $294K |
Related SBA lenders
Other lenders active in Iowa or in Wholesale Trade.
Comparing lenders? See how to choose an SBA lender by track record.
First National Bank Ames, Iowa: frequently asked questions
Does First National Bank Ames, Iowa offer SBA loans?
Yes. First National Bank Ames, Iowa appears in the public SBA data with 34 funded SBA 7(a) loans totaling $9.6M.
How many SBA loans has First National Bank Ames, Iowa made?
First National Bank Ames, Iowa is associated with 34 SBA 7(a) loans totaling $9.6M in the public SBA data (as of 2026-03-31).
What is First National Bank Ames, Iowa's SBA charge-off rate?
About 2.9% of First National Bank Ames, Iowa's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does First National Bank Ames, Iowa do most of its SBA lending?
First National Bank Ames, Iowa's SBA lending in the data is most concentrated in Iowa, and by industry in Wholesale Trade.
Is First National Bank Ames, Iowa an SBA Preferred Lender (PLP)?
The loan record shows First National Bank Ames, Iowa operating under PLP delegated authority: 15 of its 7(a) loans (44.1%) were processed through the Preferred Lenders Program. The SBA grants and renews PLP status and publishes no public roster, so this is the processing record, not a certification.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). First National Bank Ames, Iowa SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/first-national-bank-ames-iowa/
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