SBA lender profile
First U.S. Community CU
First U.S. Community CU appears in the public SBA loan data with 111 funded 7(a) loans since FY2010, totaling $25.4M, an average of $229K per loan, and an estimated 831 jobs supported. Its SBA lending concentrates in California and the Accommodation and Food Services sector. Across its 7(a) loans, the charge-off rate is 6.3%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 57
- Scale 46
- Activity 43
- Consistency 81
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is First U.S. Community CU the right lender for you?
Lenders fund what they know. First U.S. Community CU's SBA lending concentrates in California (111 loans) and Accommodation and Food Services (29 loans), at an average loan of $229K. If your business does not look like that, a different SBA lender is likely the better fit.
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Where First U.S. Community CU lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| California | 111 | $25.4M |
Metro areas where First U.S. Community CU funds
What First U.S. Community CU funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Accommodation and Food Services | 29 | $7.9M |
| Retail Trade | 16 | $4.3M |
| Health Care and Social Assistance | 14 | $3.8M |
| Manufacturing | 11 | $2.5M |
| Real Estate | 2 | $2.0M |
| Professional and Technical Services | 12 | $1.6M |
First U.S. Community CU SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 1 | $615K |
| 2011 | 9 | $2.6M |
| 2012 | 4 | $512K |
| 2013 | 19 | $3.7M |
| 2014 | 18 | $3.3M |
| 2015 | 9 | $2.1M |
| 2016 | 5 | $1.0M |
| 2017 | 11 | $2.2M |
| 2018 | 9 | $2.2M |
| 2019 | 3 | $253K |
| 2020 | 4 | $1.4M |
| 2021 | 1 | $475K |
| 2022 | 3 | $853K |
| 2023 | 9 | $3.1M |
| 2024 | 4 | $982K |
| 2026 | 2 | $125K |
Related SBA lenders
Other lenders active in California or in Accommodation and Food Services.
Comparing lenders? See how to choose an SBA lender by track record.
First U.S. Community CU: frequently asked questions
Does First U.S. Community CU offer SBA loans?
Yes. First U.S. Community CU appears in the public SBA data with 111 funded SBA 7(a) loans totaling $25.4M.
How many SBA loans has First U.S. Community CU made?
First U.S. Community CU is associated with 111 SBA 7(a) loans totaling $25.4M in the public SBA data (as of 2026-03-31).
What is First U.S. Community CU's SBA charge-off rate?
About 6.3% of First U.S. Community CU's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does First U.S. Community CU do most of its SBA lending?
First U.S. Community CU's SBA lending in the data is most concentrated in California, and by industry in Accommodation and Food Services.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). First U.S. Community CU SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/first-u-s-community-cu/
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