SBA lender profile
Guaranty Bank
Guaranty Bank appears in the public SBA loan data with 129 funded 7(a) loans totaling $49.0M, an average of $380K per loan, and an estimated 1,185 jobs supported. Its SBA lending concentrates in Missouri and the Professional and Technical Services sector. Across all of its loans in the data, its charge-off rate is 2.3%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, as of 2026-03-31
Funded loans
129
Total volume
$49.0M
Average loan size
$380K
Charge-off rate
2.3%
Share of funded loans charged off
Jobs supported (reported)
1,185
Programs
7(a)
Bank profile
via FDIC- Total assets
- $82M
- Headquarters
- Dallas, TX
- FDIC cert
- #15905
- Status
- Inactive
Where Guaranty Bank lends
Top states by funded SBA volume.
What Guaranty Bank funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Professional and Technical Services | 14 | $6.1M |
| Accommodation and Food Services | 13 | $5.2M |
| Wholesale Trade | 5 | $5.1M |
| Other Services | 15 | $4.9M |
| Manufacturing | 12 | $4.5M |
| Retail Trade | 12 | $4.0M |
Guaranty Bank SBA lending by year
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2020 | 38 | $13.7M |
| 2021 | 48 | $22.2M |
| 2022 | 27 | $8.5M |
| 2023 | 12 | $2.4M |
| 2024 | 3 | $611K |
| 2026 | 1 | $1.5M |
Sources and disclaimer. All figures are computed from
the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31),
as described in our methodology.
The charge-off rate is the share of Guaranty Bank's funded loans marked charged off across all of its
loans in the data; it is not a lifetime default rate. SBA Loan Index is not affiliated with the
SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
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