SBA lender profile
Habib American Bank
Habib American Bank appears in the public SBA loan data with 25 funded 7(a) loans since FY2010, totaling $12.4M, an average of $497K per loan, and an estimated 661 jobs supported. Its SBA lending concentrates in New York and the Retail Trade sector. Across its 7(a) loans, the charge-off rate is 16.0%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 45
- Scale 15
- Activity 0
- Consistency 45
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is Habib American Bank the right lender for you?
Lenders fund what they know. Habib American Bank's SBA lending concentrates in New York (6 loans) and Retail Trade (9 loans), at an average loan of $497K. If your business does not look like that, a different SBA lender is likely the better fit.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Where Habib American Bank lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| New York | 6 | $5.6M |
| New Jersey | 13 | $4.3M |
| California | 4 | $1.4M |
| Pennsylvania | 1 | $675K |
| Delaware | 1 | $500K |
What Habib American Bank funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Retail Trade | 9 | $4.4M |
| Accommodation and Food Services | 5 | $3.5M |
| Health Care and Social Assistance | 4 | $2.4M |
| Construction | 1 | $660K |
| Wholesale Trade | 2 | $450K |
| Professional and Technical Services | 1 | $362K |
Habib American Bank SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 8 | $3.4M |
| 2011 | 5 | $2.5M |
| 2012 | 5 | $4.2M |
| 2013 | 5 | $1.8M |
| 2014 | 1 | $350K |
| 2015 | 1 | $175K |
Related SBA lenders
Other lenders active in New York or in Retail Trade.
Comparing lenders? See how to choose an SBA lender by track record.
Habib American Bank: frequently asked questions
Does Habib American Bank offer SBA loans?
Yes. Habib American Bank appears in the public SBA data with 25 funded SBA 7(a) loans totaling $12.4M.
How many SBA loans has Habib American Bank made?
Habib American Bank is associated with 25 SBA 7(a) loans totaling $12.4M in the public SBA data (as of 2026-03-31).
What is Habib American Bank's SBA charge-off rate?
About 16.0% of Habib American Bank's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does Habib American Bank do most of its SBA lending?
Habib American Bank's SBA lending in the data is most concentrated in New York, and by industry in Retail Trade.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). Habib American Bank SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/habib-american-bank/
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