SBA lender profile
KeyPoint CU
KeyPoint CU appears in the public SBA loan data with 146 funded 7(a) loans since FY2010, totaling $121.8M, an average of $834K per loan, and an estimated 1,611 jobs supported. Its SBA lending concentrates in California and the Accommodation and Food Services sector. Across its 7(a) loans, the charge-off rate is 0.7%. 81.5% of its 7(a) loans were processed under delegated PLP authority.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 85
- Scale 67
- Activity 66
- Consistency 72
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is KeyPoint CU the right lender for you?
Lenders fund what they know. KeyPoint CU's SBA lending concentrates in California (141 loans) and Accommodation and Food Services (42 loans), at an average loan of $834K. If your business does not look like that, a different SBA lender is likely the better fit.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Where KeyPoint CU lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| California | 141 | $116.7M |
| Nevada | 1 | $2.6M |
| Colorado | 2 | $1.4M |
| Virginia | 2 | $1.1M |
What KeyPoint CU funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Accommodation and Food Services | 42 | $35.9M |
| Health Care and Social Assistance | 29 | $32.0M |
| Other Services | 16 | $13.6M |
| Retail Trade | 18 | $13.4M |
| Transportation and Warehousing | 8 | $6.5M |
| Wholesale Trade | 3 | $4.5M |
KeyPoint CU SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2013 | 2 | $663K |
| 2014 | 17 | $9.4M |
| 2015 | 12 | $4.8M |
| 2016 | 13 | $11.0M |
| 2017 | 10 | $11.7M |
| 2018 | 12 | $12.4M |
| 2019 | 12 | $11.4M |
| 2020 | 7 | $7.6M |
| 2021 | 21 | $19.5M |
| 2022 | 17 | $17.4M |
| 2023 | 8 | $5.0M |
| 2024 | 9 | $7.6M |
| 2025 | 6 | $3.3M |
Related SBA lenders
Other lenders active in California or in Accommodation and Food Services.
Comparing lenders? See how to choose an SBA lender by track record.
KeyPoint CU: frequently asked questions
Does KeyPoint CU offer SBA loans?
Yes. KeyPoint CU appears in the public SBA data with 146 funded SBA 7(a) loans totaling $121.8M.
How many SBA loans has KeyPoint CU made?
KeyPoint CU is associated with 146 SBA 7(a) loans totaling $121.8M in the public SBA data (as of 2026-03-31).
What is KeyPoint CU's SBA charge-off rate?
About 0.7% of KeyPoint CU's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does KeyPoint CU do most of its SBA lending?
KeyPoint CU's SBA lending in the data is most concentrated in California, and by industry in Accommodation and Food Services.
Is KeyPoint CU an SBA Preferred Lender (PLP)?
The loan record shows KeyPoint CU operating under PLP delegated authority: 119 of its 7(a) loans (81.5%) were processed through the Preferred Lenders Program, including 15 in FY2024–2026. The SBA grants and renews PLP status and publishes no public roster, so this is the processing record, not a certification.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). KeyPoint CU SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/keypoint-cu/
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