SBA lender profile
KeyPoint CU
KeyPoint CU appears in the public SBA loan data with 68 funded 7(a) loans totaling $60.5M, an average of $890K per loan, and an estimated 732 jobs supported. Its SBA lending concentrates in California and the Health Care and Social Assistance sector. Across all of its loans in the data, its charge-off rate is 0.0%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, as of 2026-03-31
Funded loans
68
Total volume
$60.5M
Average loan size
$890K
Charge-off rate
0.0%
Share of funded loans charged off
Jobs supported (reported)
732
Programs
7(a)
Where KeyPoint CU lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| California | 63 | $55.4M |
| Nevada | 1 | $2.6M |
| Colorado | 2 | $1.4M |
| Virginia | 2 | $1.1M |
What KeyPoint CU funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Health Care and Social Assistance | 23 | $20.4M |
| Other Services | 10 | $9.8M |
| Accommodation and Food Services | 9 | $8.7M |
| Retail Trade | 9 | $8.4M |
| Transportation and Warehousing | 5 | $5.3M |
| Construction | 4 | $3.1M |
KeyPoint CU SBA lending by year
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2020 | 7 | $7.6M |
| 2021 | 21 | $19.5M |
| 2022 | 17 | $17.4M |
| 2023 | 8 | $5.0M |
| 2024 | 9 | $7.6M |
| 2025 | 6 | $3.3M |
Sources and disclaimer. All figures are computed from
the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31),
as described in our methodology.
The charge-off rate is the share of KeyPoint CU's funded loans marked charged off across all of its
loans in the data; it is not a lifetime default rate. SBA Loan Index is not affiliated with the
SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
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