SBA lender profile
Legacy Bank
Legacy Bank appears in the public SBA loan data with 171 funded 7(a) loans since FY2010, totaling $57.8M, an average of $338K per loan, and an estimated 2,430 jobs supported. Its SBA lending concentrates in Oklahoma and the Manufacturing sector. Across its 7(a) loans, the charge-off rate is 2.3%. 5.9% of its 7(a) loans were processed under delegated PLP authority.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 75
- Scale 61
- Activity 72
- Consistency 81
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is Legacy Bank the right lender for you?
Lenders fund what they know. Legacy Bank's SBA lending concentrates in Oklahoma (115 loans) and Manufacturing (19 loans), at an average loan of $338K. If your business does not look like that, a different SBA lender is likely the better fit.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Bank profile
via FDIC- Total assets
- $484M
- Headquarters
- Wiley, CO
- FDIC cert
- #12699
- Status
- Inactive
Where Legacy Bank lends
Top states by funded SBA volume.
Metro areas where Legacy Bank funds
What Legacy Bank funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Manufacturing | 19 | $10.6M |
| Construction | 21 | $9.5M |
| Retail Trade | 20 | $8.1M |
| Accommodation and Food Services | 25 | $6.2M |
| Wholesale Trade | 5 | $4.6M |
| Real Estate | 15 | $3.0M |
Legacy Bank SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 5 | $1.3M |
| 2011 | 3 | $3.5M |
| 2012 | 4 | $2.1M |
| 2013 | 3 | $1.7M |
| 2014 | 2 | $1.0M |
| 2015 | 1 | $325K |
| 2016 | 5 | $676K |
| 2017 | 7 | $1.8M |
| 2018 | 6 | $870K |
| 2019 | 10 | $2.0M |
| 2020 | 25 | $9.3M |
| 2021 | 28 | $4.2M |
| 2022 | 21 | $1.9M |
| 2023 | 12 | $5.1M |
| 2024 | 13 | $6.6M |
| 2025 | 19 | $12.1M |
| 2026 | 7 | $3.2M |
Related SBA lenders
Other lenders active in Oklahoma or in Manufacturing.
Comparing lenders? See how to choose an SBA lender by track record.
Legacy Bank: frequently asked questions
Does Legacy Bank offer SBA loans?
Yes. Legacy Bank appears in the public SBA data with 171 funded SBA 7(a) loans totaling $57.8M.
How many SBA loans has Legacy Bank made?
Legacy Bank is associated with 171 SBA 7(a) loans totaling $57.8M in the public SBA data (as of 2026-03-31).
What is Legacy Bank's SBA charge-off rate?
About 2.3% of Legacy Bank's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does Legacy Bank do most of its SBA lending?
Legacy Bank's SBA lending in the data is most concentrated in Oklahoma, and by industry in Manufacturing.
Is Legacy Bank an SBA Preferred Lender (PLP)?
The loan record shows Legacy Bank operating under PLP delegated authority: 10 of its 7(a) loans (5.9%) were processed through the Preferred Lenders Program, including 9 in FY2024–2026. The SBA grants and renews PLP status and publishes no public roster, so this is the processing record, not a certification.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). Legacy Bank SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/legacy-bank/
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