SBA lender profile
Legacy Bank
Legacy Bank appears in the public SBA loan data with 125 funded 7(a) loans totaling $42.5M, an average of $340K per loan, and an estimated 1,817 jobs supported. Its SBA lending concentrates in California and the Construction sector. Across all of its loans in the data, its charge-off rate is 0.8%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, as of 2026-03-31
Funded loans
125
Total volume
$42.5M
Average loan size
$340K
Charge-off rate
0.8%
Share of funded loans charged off
Jobs supported (reported)
1,817
Programs
7(a)
Bank profile
via FDIC- Total assets
- $484M
- Headquarters
- Wiley, CO
- FDIC cert
- #12699
- Status
- Inactive
Where Legacy Bank lends
Top states by funded SBA volume.
What Legacy Bank funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Construction | 17 | $8.8M |
| Manufacturing | 9 | $6.1M |
| Retail Trade | 10 | $5.6M |
| Wholesale Trade | 5 | $4.6M |
| Accommodation and Food Services | 17 | $4.4M |
| Real Estate | 14 | $2.9M |
Legacy Bank SBA lending by year
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2020 | 25 | $9.3M |
| 2021 | 28 | $4.2M |
| 2022 | 21 | $1.9M |
| 2023 | 12 | $5.1M |
| 2024 | 13 | $6.6M |
| 2025 | 19 | $12.1M |
| 2026 | 7 | $3.2M |
Sources and disclaimer. All figures are computed from
the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31),
as described in our methodology.
The charge-off rate is the share of Legacy Bank's funded loans marked charged off across all of its
loans in the data; it is not a lifetime default rate. SBA Loan Index is not affiliated with the
SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
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