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SBA lender profile

Legacy National Bank

Legacy National Bank appears in the public SBA loan data with 155 funded 7(a) loans since FY2010, totaling $63.2M, an average of $408K per loan, and an estimated 1,440 jobs supported. Its SBA lending concentrates in Arkansas and the Agriculture, Forestry, Fishing sector. Across its 7(a) loans, the charge-off rate is 5.2%. 41.9% of its 7(a) loans were processed under delegated PLP authority.

By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)

Track record 61
Scale 61
Activity 0
Consistency 57

A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.

Funded loans
155
Since FY2010
Total volume
$63.2M
Average loan size
$408K
7(a) charge-off rate
5.2%
Share of 7(a) loans charged off
Jobs supported (reported)
1,440
Programs
7(a)

Is Legacy National Bank the right lender for you?

Lenders fund what they know. Legacy National Bank's SBA lending concentrates in Arkansas (128 loans) and Agriculture, Forestry, Fishing (49 loans), at an average loan of $408K. If your business does not look like that, a different SBA lender is likely the better fit.

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Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.

Bank profile

via FDIC
Total assets
$1.2B
Headquarters
Springdale, AR
FDIC cert
#57953
Status
Active

Where Legacy National Bank lends

Top states by funded SBA volume.

StateLoansTotal volume
Arkansas 128 $51.0M
Oklahoma 25 $10.0M
Louisiana 1 $1.9M
Texas 1 $325K

Metro areas where Legacy National Bank funds

What Legacy National Bank funds

Top industries by funded SBA volume.

Legacy National Bank SBA lending by year

Funded SBA volume by approval fiscal year (FY2010–2026).

Fiscal yearLoansTotal volume
20101$275K
20111$228K
20122$3.8M
20132$884K
20145$4.7M
201510$3.7M
201644$20.4M
201750$14.1M
201831$13.6M
20194$1.1M
20205$467K

Related SBA lenders

Other lenders active in Arkansas or in Agriculture, Forestry, Fishing.

Comparing lenders? See how to choose an SBA lender by track record.

Legacy National Bank: frequently asked questions

Does Legacy National Bank offer SBA loans?

Yes. Legacy National Bank appears in the public SBA data with 155 funded SBA 7(a) loans totaling $63.2M.

How many SBA loans has Legacy National Bank made?

Legacy National Bank is associated with 155 SBA 7(a) loans totaling $63.2M in the public SBA data (as of 2026-03-31).

What is Legacy National Bank's SBA charge-off rate?

About 5.2% of Legacy National Bank's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.

Where does Legacy National Bank do most of its SBA lending?

Legacy National Bank's SBA lending in the data is most concentrated in Arkansas, and by industry in Agriculture, Forestry, Fishing.

Is Legacy National Bank an SBA Preferred Lender (PLP)?

The loan record shows Legacy National Bank operating under PLP delegated authority: 65 of its 7(a) loans (41.9%) were processed through the Preferred Lenders Program. The SBA grants and renews PLP status and publishes no public roster, so this is the processing record, not a certification.

For Legacy National Bank

This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.

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Sources and disclaimer. All figures are computed from the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31), as described in our methodology. The charge-off rate is the share of Legacy National Bank's 7(a) loans marked charged off (504 loans do not report charge-off status); it is not a lifetime default rate. SBA Loan Index is not affiliated with the SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
Cite this analysis

Mario Bailey. (2026). Legacy National Bank SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/legacy-national-bank/

Free to cite and quote with attribution and a link. Members of the press can reach us via our press page.

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