SBA lender profile
Mountain Commerce Bank
Mountain Commerce Bank appears in the public SBA loan data with 65 funded 7(a) loans since FY2010, totaling $17.7M, an average of $272K per loan, and an estimated 521 jobs supported. Its SBA lending concentrates in Tennessee and the Retail Trade sector. Across its 7(a) loans, the charge-off rate is 1.5%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 76
- Scale 33
- Activity 13
- Consistency 69
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is Mountain Commerce Bank the right lender for you?
Lenders fund what they know. Mountain Commerce Bank's SBA lending concentrates in Tennessee (65 loans) and Retail Trade (23 loans), at an average loan of $272K. If your business does not look like that, a different SBA lender is likely the better fit.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Bank profile
via FDIC- Total assets
- $1.8B
- Headquarters
- Knoxville, TN
- FDIC cert
- #4931
- Status
- Inactive
Where Mountain Commerce Bank lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| Tennessee | 65 | $17.7M |
Metro areas where Mountain Commerce Bank funds
What Mountain Commerce Bank funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Retail Trade | 23 | $6.8M |
| Accommodation and Food Services | 6 | $2.8M |
| Administrative and Support | 5 | $1.8M |
| Real Estate | 3 | $1.2M |
| Educational Services | 3 | $1.2M |
| Other Services | 7 | $951K |
Mountain Commerce Bank SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 7 | $1.1M |
| 2011 | 2 | $100K |
| 2012 | 3 | $4.8M |
| 2013 | 5 | $1.5M |
| 2014 | 6 | $928K |
| 2015 | 9 | $3.6M |
| 2016 | 8 | $1.1M |
| 2017 | 7 | $1.5M |
| 2018 | 6 | $2.0M |
| 2019 | 1 | $117K |
| 2020 | 6 | $623K |
| 2021 | 2 | $117K |
| 2022 | 2 | $220K |
| 2023 | 1 | $75K |
Related SBA lenders
Other lenders active in Tennessee or in Retail Trade.
Comparing lenders? See how to choose an SBA lender by track record.
Mountain Commerce Bank: frequently asked questions
Does Mountain Commerce Bank offer SBA loans?
Yes. Mountain Commerce Bank appears in the public SBA data with 65 funded SBA 7(a) loans totaling $17.7M.
How many SBA loans has Mountain Commerce Bank made?
Mountain Commerce Bank is associated with 65 SBA 7(a) loans totaling $17.7M in the public SBA data (as of 2026-03-31).
What is Mountain Commerce Bank's SBA charge-off rate?
About 1.5% of Mountain Commerce Bank's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does Mountain Commerce Bank do most of its SBA lending?
Mountain Commerce Bank's SBA lending in the data is most concentrated in Tennessee, and by industry in Retail Trade.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). Mountain Commerce Bank SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/mountain-commerce-bank/
Free to cite and quote with attribution and a link. Members of the press can reach us via our press page.
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