SBA lender profile
SoFi Bank, National Association
SoFi Bank, National Association appears in the public SBA loan data with 507 funded 7(a) loans since FY2010, totaling $130.5M, an average of $257K per loan, and an estimated 4,701 jobs supported. Its SBA lending concentrates in California and the Accommodation and Food Services sector. Across its 7(a) loans, the charge-off rate is 12.0%. 11.1% of its 7(a) loans were processed under delegated PLP authority.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 29
- Scale 78
- Activity 0
- Consistency 59
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is SoFi Bank, National Association the right lender for you?
Lenders fund what they know. SoFi Bank, National Association's SBA lending concentrates in California (202 loans) and Accommodation and Food Services (47 loans), at an average loan of $257K. If your business does not look like that, a different SBA lender is likely the better fit.
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Where SoFi Bank, National Association lends
Top states by funded SBA volume.
Metro areas where SoFi Bank, National Association funds
What SoFi Bank, National Association funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Accommodation and Food Services | 47 | $29.7M |
| Retail Trade | 79 | $20.5M |
| Other Services | 55 | $13.4M |
| Manufacturing | 19 | $12.2M |
| Construction | 55 | $8.4M |
| Professional and Technical Services | 95 | $7.6M |
SoFi Bank, National Association SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 1 | $1.7M |
| 2011 | 4 | $6.2M |
| 2012 | 11 | $11.6M |
| 2013 | 17 | $7.7M |
| 2014 | 135 | $14.7M |
| 2015 | 259 | $26.3M |
| 2016 | 47 | $30.6M |
| 2017 | 19 | $18.7M |
| 2018 | 11 | $11.0M |
| 2019 | 3 | $1.9M |
Related SBA lenders
Other lenders active in California or in Accommodation and Food Services.
Comparing lenders? See how to choose an SBA lender by track record.
SoFi Bank, National Association: frequently asked questions
Does SoFi Bank, National Association offer SBA loans?
Yes. SoFi Bank, National Association appears in the public SBA data with 507 funded SBA 7(a) loans totaling $130.5M.
How many SBA loans has SoFi Bank, National Association made?
SoFi Bank, National Association is associated with 507 SBA 7(a) loans totaling $130.5M in the public SBA data (as of 2026-03-31).
What is SoFi Bank, National Association's SBA charge-off rate?
About 12.0% of SoFi Bank, National Association's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does SoFi Bank, National Association do most of its SBA lending?
SoFi Bank, National Association's SBA lending in the data is most concentrated in California, and by industry in Accommodation and Food Services.
Is SoFi Bank, National Association an SBA Preferred Lender (PLP)?
The loan record shows SoFi Bank, National Association operating under PLP delegated authority: 56 of its 7(a) loans (11.1%) were processed through the Preferred Lenders Program. The SBA grants and renews PLP status and publishes no public roster, so this is the processing record, not a certification.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). SoFi Bank, National Association SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/sofi-bank-national-association/
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