SBA lender profile
The First National Bank of Fort Smith
The First National Bank of Fort Smith appears in the public SBA loan data with 22 funded 7(a) loans totaling $5.3M, an average of $241K per loan, and an estimated 192 jobs supported. Its SBA lending concentrates in Arkansas and the Retail Trade sector. Across all of its loans in the data, its charge-off rate is 0.0%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, as of 2026-03-31
Funded loans
22
Total volume
$5.3M
Average loan size
$241K
Charge-off rate
0.0%
Share of funded loans charged off
Jobs supported (reported)
192
Programs
7(a)
Bank profile
via FDIC- Total assets
- $2.3B
- Headquarters
- Fort Smith, AR
- FDIC cert
- #3864
- Status
- Active
Where The First National Bank of Fort Smith lends
Top states by funded SBA volume.
What The First National Bank of Fort Smith funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Retail Trade | 6 | $2.2M |
| Construction | 3 | $1.8M |
| Other Services | 3 | $330K |
| Accommodation and Food Services | 2 | $286K |
| Arts, Entertainment, Recreation | 2 | $256K |
| Administrative and Support | 2 | $200K |
The First National Bank of Fort Smith SBA lending by year
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2020 | 4 | $1.2M |
| 2021 | 2 | $435K |
| 2022 | 4 | $745K |
| 2023 | 9 | $1.2M |
| 2024 | 2 | $284K |
| 2025 | 1 | $1.5M |
Sources and disclaimer. All figures are computed from
the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31),
as described in our methodology.
The charge-off rate is the share of The First National Bank of Fort Smith's funded loans marked charged off across all of its
loans in the data; it is not a lifetime default rate. SBA Loan Index is not affiliated with the
SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
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