SBA lender profile
Thread Bank
Thread Bank appears in the public SBA loan data with 83 funded 7(a) loans since FY2010, totaling $69.7M, an average of $840K per loan, and an estimated 1,285 jobs supported. Its SBA lending concentrates in Georgia and the Accommodation and Food Services sector. Across its 7(a) loans, the charge-off rate is 4.8%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 63
- Scale 55
- Activity 0
- Consistency 43
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is Thread Bank the right lender for you?
Lenders fund what they know. Thread Bank's SBA lending concentrates in Georgia (18 loans) and Accommodation and Food Services (32 loans), at an average loan of $840K. If your business does not look like that, a different SBA lender is likely the better fit.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Where Thread Bank lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| Georgia | 18 | $19.4M |
| Tennessee | 19 | $17.1M |
| South Carolina | 5 | $8.9M |
| Florida | 11 | $7.8M |
| North Carolina | 20 | $7.1M |
| Maryland | 1 | $2.9M |
Metro areas where Thread Bank funds
What Thread Bank funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Accommodation and Food Services | 32 | $30.9M |
| Retail Trade | 20 | $10.5M |
| Health Care and Social Assistance | 7 | $7.3M |
| Wholesale Trade | 3 | $5.8M |
| Manufacturing | 4 | $5.5M |
| Administrative and Support | 3 | $3.3M |
Thread Bank SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2011 | 1 | $1.7M |
| 2012 | 12 | $9.7M |
| 2013 | 21 | $28.2M |
| 2014 | 17 | $8.6M |
| 2015 | 30 | $18.9M |
| 2016 | 2 | $2.5M |
Related SBA lenders
Other lenders active in Georgia or in Accommodation and Food Services.
Comparing lenders? See how to choose an SBA lender by track record.
Thread Bank: frequently asked questions
Does Thread Bank offer SBA loans?
Yes. Thread Bank appears in the public SBA data with 83 funded SBA 7(a) loans totaling $69.7M.
How many SBA loans has Thread Bank made?
Thread Bank is associated with 83 SBA 7(a) loans totaling $69.7M in the public SBA data (as of 2026-03-31).
What is Thread Bank's SBA charge-off rate?
About 4.8% of Thread Bank's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does Thread Bank do most of its SBA lending?
Thread Bank's SBA lending in the data is most concentrated in Georgia, and by industry in Accommodation and Food Services.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). Thread Bank SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/thread-bank/
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