SBA lender profile
Utah First FCU
Utah First FCU appears in the public SBA loan data with 41 funded 7(a) loans since FY2010, totaling $22.9M, an average of $559K per loan, and an estimated 437 jobs supported. Its SBA lending concentrates in Utah and the Accommodation and Food Services sector. Across its 7(a) loans, the charge-off rate is 0.0%. 41.5% of its 7(a) loans were processed under delegated PLP authority.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 79
- Scale 31
- Activity 0
- Consistency 62
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is Utah First FCU the right lender for you?
Lenders fund what they know. Utah First FCU's SBA lending concentrates in Utah (38 loans) and Accommodation and Food Services (8 loans), at an average loan of $559K. If your business does not look like that, a different SBA lender is likely the better fit.
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Where Utah First FCU lends
Top states by funded SBA volume.
What Utah First FCU funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Accommodation and Food Services | 8 | $13.9M |
| Real Estate | 5 | $4.9M |
| Manufacturing | 4 | $1.4M |
| Professional and Technical Services | 6 | $751K |
| Other Services | 3 | $515K |
| Finance and Insurance | 4 | $398K |
Utah First FCU SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 12 | $495K |
| 2011 | 2 | $65K |
| 2012 | 3 | $327K |
| 2013 | 3 | $945K |
| 2014 | 3 | $497K |
| 2015 | 2 | $636K |
| 2016 | 1 | $300K |
| 2017 | 4 | $6.9M |
| 2018 | 2 | $8.1M |
| 2019 | 2 | $2.4M |
| 2020 | 3 | $1.2M |
| 2021 | 1 | $268K |
| 2022 | 3 | $855K |
Related SBA lenders
Other lenders active in Utah or in Accommodation and Food Services.
Comparing lenders? See how to choose an SBA lender by track record.
Utah First FCU: frequently asked questions
Does Utah First FCU offer SBA loans?
Yes. Utah First FCU appears in the public SBA data with 41 funded SBA 7(a) loans totaling $22.9M.
How many SBA loans has Utah First FCU made?
Utah First FCU is associated with 41 SBA 7(a) loans totaling $22.9M in the public SBA data (as of 2026-03-31).
What is Utah First FCU's SBA charge-off rate?
About 0.0% of Utah First FCU's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does Utah First FCU do most of its SBA lending?
Utah First FCU's SBA lending in the data is most concentrated in Utah, and by industry in Accommodation and Food Services.
Is Utah First FCU an SBA Preferred Lender (PLP)?
The loan record shows Utah First FCU operating under PLP delegated authority: 17 of its 7(a) loans (41.5%) were processed through the Preferred Lenders Program. The SBA grants and renews PLP status and publishes no public roster, so this is the processing record, not a certification.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). Utah First FCU SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/utah-first-fcu/
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