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SBA lender profile

Chartway FCU

Chartway FCU appears in the public SBA loan data with 72 funded 7(a) loans since FY2010, totaling $6.6M, an average of $92K per loan, and an estimated 403 jobs supported. Its SBA lending concentrates in Utah and the Accommodation and Food Services sector. Across its 7(a) loans, the charge-off rate is 8.3%. 4.2% of its 7(a) loans were processed under delegated PLP authority.

By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)

Track record 52
Scale 20
Activity 0
Consistency 41

A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.

Funded loans
72
Since FY2010
Total volume
$6.6M
Average loan size
$92K
7(a) charge-off rate
8.3%
Share of 7(a) loans charged off
Jobs supported (reported)
403
Programs
7(a)

Is Chartway FCU the right lender for you?

Lenders fund what they know. Chartway FCU's SBA lending concentrates in Utah (64 loans) and Accommodation and Food Services (6 loans), at an average loan of $92K. If your business does not look like that, a different SBA lender is likely the better fit.

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Where Chartway FCU lends

Top states by funded SBA volume.

StateLoansTotal volume
Utah 64 $5.0M
Arkansas 1 $1.4M
Florida 3 $125K
Nevada 2 $45K
California 1 $35K
North Carolina 1 $15K

Metro areas where Chartway FCU funds

What Chartway FCU funds

Top industries by funded SBA volume.

IndustryLoansTotal volume
Accommodation and Food Services 6 $2.6M
Retail Trade 8 $751K
Other Services 7 $750K
Construction 12 $560K
Manufacturing 5 $465K
Real Estate 4 $377K

Chartway FCU SBA lending by year

Funded SBA volume by approval fiscal year (FY2010–2026).

Fiscal yearLoansTotal volume
201019$992K
201126$800K
201221$2.7M
20136$2.2M

Related SBA lenders

Other lenders active in Utah or in Accommodation and Food Services.

Comparing lenders? See how to choose an SBA lender by track record.

Chartway FCU: frequently asked questions

Does Chartway FCU offer SBA loans?

Yes. Chartway FCU appears in the public SBA data with 72 funded SBA 7(a) loans totaling $6.6M.

How many SBA loans has Chartway FCU made?

Chartway FCU is associated with 72 SBA 7(a) loans totaling $6.6M in the public SBA data (as of 2026-03-31).

What is Chartway FCU's SBA charge-off rate?

About 8.3% of Chartway FCU's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.

Where does Chartway FCU do most of its SBA lending?

Chartway FCU's SBA lending in the data is most concentrated in Utah, and by industry in Accommodation and Food Services.

Is Chartway FCU an SBA Preferred Lender (PLP)?

The loan record shows Chartway FCU operating under PLP delegated authority: 3 of its 7(a) loans (4.2%) were processed through the Preferred Lenders Program. The SBA grants and renews PLP status and publishes no public roster, so this is the processing record, not a certification.

For Chartway FCU

This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.

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Sources and disclaimer. All figures are computed from the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31), as described in our methodology. The charge-off rate is the share of Chartway FCU's 7(a) loans marked charged off (504 loans do not report charge-off status); it is not a lifetime default rate. SBA Loan Index is not affiliated with the SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
Cite this analysis

Mario Bailey. (2026). Chartway FCU SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/chartway-fcu/

Free to cite and quote with attribution and a link. Members of the press can reach us via our press page.

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