SBA lender profile
Idaho First Bank
Idaho First Bank appears in the public SBA loan data with 99 funded 7(a) loans since FY2010, totaling $27.4M, an average of $277K per loan, and an estimated 832 jobs supported. Its SBA lending concentrates in Idaho and the Wholesale Trade sector. Across its 7(a) loans, the charge-off rate is 2.0%. 27.3% of its 7(a) loans were processed under delegated PLP authority.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 76
- Scale 46
- Activity 42
- Consistency 64
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is Idaho First Bank the right lender for you?
Lenders fund what they know. Idaho First Bank's SBA lending concentrates in Idaho (96 loans) and Wholesale Trade (5 loans), at an average loan of $277K. If your business does not look like that, a different SBA lender is likely the better fit.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Bank profile
via FDIC- Total assets
- $1.4B
- Headquarters
- Mccall, ID
- FDIC cert
- #58095
- Status
- Active
Where Idaho First Bank lends
Top states by funded SBA volume.
Metro areas where Idaho First Bank funds
What Idaho First Bank funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Wholesale Trade | 5 | $4.6M |
| Professional and Technical Services | 10 | $3.7M |
| Accommodation and Food Services | 17 | $2.9M |
| Real Estate | 6 | $2.5M |
| Retail Trade | 8 | $2.5M |
| Manufacturing | 5 | $2.4M |
Idaho First Bank SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2011 | 1 | $140K |
| 2012 | 2 | $699K |
| 2015 | 5 | $392K |
| 2017 | 22 | $2.1M |
| 2018 | 22 | $4.3M |
| 2019 | 10 | $2.0M |
| 2020 | 9 | $1.4M |
| 2021 | 14 | $10.2M |
| 2022 | 4 | $2.0M |
| 2023 | 2 | $275K |
| 2024 | 2 | $2.5M |
| 2025 | 5 | $1.1M |
| 2026 | 1 | $250K |
Related SBA lenders
Other lenders active in Idaho or in Wholesale Trade.
Comparing lenders? See how to choose an SBA lender by track record.
Idaho First Bank: frequently asked questions
Does Idaho First Bank offer SBA loans?
Yes. Idaho First Bank appears in the public SBA data with 99 funded SBA 7(a) loans totaling $27.4M.
How many SBA loans has Idaho First Bank made?
Idaho First Bank is associated with 99 SBA 7(a) loans totaling $27.4M in the public SBA data (as of 2026-03-31).
What is Idaho First Bank's SBA charge-off rate?
About 2.0% of Idaho First Bank's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does Idaho First Bank do most of its SBA lending?
Idaho First Bank's SBA lending in the data is most concentrated in Idaho, and by industry in Wholesale Trade.
Is Idaho First Bank an SBA Preferred Lender (PLP)?
The loan record shows Idaho First Bank operating under PLP delegated authority: 27 of its 7(a) loans (27.3%) were processed through the Preferred Lenders Program, including 1 in FY2024–2026. The SBA grants and renews PLP status and publishes no public roster, so this is the processing record, not a certification.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). Idaho First Bank SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/idaho-first-bank/
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