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SBA lender profile

Liberty National Bank

Liberty National Bank appears in the public SBA loan data with 56 funded 7(a) loans since FY2010, totaling $16.9M, an average of $302K per loan, and an estimated 1,121 jobs supported. Its SBA lending concentrates in Iowa and the Accommodation and Food Services sector. Across its 7(a) loans, the charge-off rate is 12.5%. 1.8% of its 7(a) loans were processed under delegated PLP authority.

By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)

Track record 43
Scale 31
Activity 31
Consistency 73

A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.

Funded loans
56
Since FY2010
Total volume
$16.9M
Average loan size
$302K
7(a) charge-off rate
12.5%
Share of 7(a) loans charged off
Jobs supported (reported)
1,121
Programs
7(a)

Is Liberty National Bank the right lender for you?

Lenders fund what they know. Liberty National Bank's SBA lending concentrates in Iowa (41 loans) and Accommodation and Food Services (9 loans), at an average loan of $302K. If your business does not look like that, a different SBA lender is likely the better fit.

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Bank profile

via FDIC
Total assets
$1.3B
Headquarters
Lawton, OK
FDIC cert
#11522
Status
Active

Where Liberty National Bank lends

Top states by funded SBA volume.

StateLoansTotal volume
Iowa 41 $10.9M
South Dakota 8 $2.9M
Texas 1 $1.2M
Oklahoma 5 $975K
Minnesota 1 $940K

Metro areas where Liberty National Bank funds

What Liberty National Bank funds

Top industries by funded SBA volume.

IndustryLoansTotal volume
Accommodation and Food Services 9 $3.7M
Retail Trade 3 $2.7M
Health Care and Social Assistance 7 $2.0M
Real Estate 5 $1.9M
Other Services 6 $1.7M
Wholesale Trade 3 $1.2M

Liberty National Bank SBA lending by year

Funded SBA volume by approval fiscal year (FY2010–2026).

Fiscal yearLoansTotal volume
20105$1.3M
20114$1.2M
20122$2.8M
20135$3.0M
20145$625K
20155$1.7M
20165$846K
20178$1.6M
20187$1.8M
20202$238K
20221$59K
20232$495K
20244$1.2M
20251$100K

Related SBA lenders

Other lenders active in Iowa or in Accommodation and Food Services.

Comparing lenders? See how to choose an SBA lender by track record.

Liberty National Bank: frequently asked questions

Does Liberty National Bank offer SBA loans?

Yes. Liberty National Bank appears in the public SBA data with 56 funded SBA 7(a) loans totaling $16.9M.

How many SBA loans has Liberty National Bank made?

Liberty National Bank is associated with 56 SBA 7(a) loans totaling $16.9M in the public SBA data (as of 2026-03-31).

What is Liberty National Bank's SBA charge-off rate?

About 12.5% of Liberty National Bank's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.

Where does Liberty National Bank do most of its SBA lending?

Liberty National Bank's SBA lending in the data is most concentrated in Iowa, and by industry in Accommodation and Food Services.

Is Liberty National Bank an SBA Preferred Lender (PLP)?

The loan record shows Liberty National Bank operating under PLP delegated authority: 1 of its 7(a) loans (1.8%) were processed through the Preferred Lenders Program. The SBA grants and renews PLP status and publishes no public roster, so this is the processing record, not a certification.

For Liberty National Bank

This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.

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Sources and disclaimer. All figures are computed from the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31), as described in our methodology. The charge-off rate is the share of Liberty National Bank's 7(a) loans marked charged off (504 loans do not report charge-off status); it is not a lifetime default rate. SBA Loan Index is not affiliated with the SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
Cite this analysis

Mario Bailey. (2026). Liberty National Bank SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/liberty-national-bank/

Free to cite and quote with attribution and a link. Members of the press can reach us via our press page.

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