SBA lender profile
Loyal Trust Bank
Loyal Trust Bank appears in the public SBA loan data with 136 funded 7(a) loans totaling $131.5M, an average of $967K per loan, and an estimated 1,461 jobs supported. Its SBA lending concentrates in Georgia and the Accommodation and Food Services sector. Across all of its loans in the data, its charge-off rate is 0.0%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, as of 2026-03-31
Funded loans
136
Total volume
$131.5M
Average loan size
$967K
Charge-off rate
0.0%
Share of funded loans charged off
Jobs supported (reported)
1,461
Programs
7(a)
Bank profile
via FDIC- Total assets
- $234M
- Headquarters
- Johns Creek, GA
- FDIC cert
- #59182
- Status
- Active
Where Loyal Trust Bank lends
Top states by funded SBA volume.
What Loyal Trust Bank funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Accommodation and Food Services | 49 | $44.2M |
| Retail Trade | 36 | $43.7M |
| Health Care and Social Assistance | 6 | $12.4M |
| Other Services | 17 | $10.5M |
| Wholesale Trade | 7 | $8.1M |
| Real Estate | 4 | $5.8M |
Loyal Trust Bank SBA lending by year
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2020 | 2 | $2.0M |
| 2021 | 30 | $18.0M |
| 2022 | 24 | $22.3M |
| 2023 | 20 | $18.4M |
| 2024 | 21 | $29.4M |
| 2025 | 31 | $29.8M |
| 2026 | 8 | $11.6M |
Sources and disclaimer. All figures are computed from
the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31),
as described in our methodology.
The charge-off rate is the share of Loyal Trust Bank's funded loans marked charged off across all of its
loans in the data; it is not a lifetime default rate. SBA Loan Index is not affiliated with the
SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
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