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SBA lender profile

Planters Bank and Trust Company

Planters Bank and Trust Company appears in the public SBA loan data with 53 funded 7(a) loans since FY2010, totaling $11.6M, an average of $219K per loan, and an estimated 597 jobs supported. Its SBA lending concentrates in Mississippi and the Accommodation and Food Services sector. Across its 7(a) loans, the charge-off rate is 1.9%.

By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)

Track record 74
Scale 24
Activity 43
Consistency 67

A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.

Funded loans
53
Since FY2010
Total volume
$11.6M
Average loan size
$219K
7(a) charge-off rate
1.9%
Share of 7(a) loans charged off
Jobs supported (reported)
597
Programs
7(a)

Is Planters Bank and Trust Company the right lender for you?

Lenders fund what they know. Planters Bank and Trust Company's SBA lending concentrates in Mississippi (12 loans) and Accommodation and Food Services (7 loans), at an average loan of $219K. If your business does not look like that, a different SBA lender is likely the better fit.

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Bank profile

via FDIC
Total assets
$0M
Headquarters
Staunton, VA
FDIC cert
#6132
Status
Inactive

Where Planters Bank and Trust Company lends

Top states by funded SBA volume.

StateLoansTotal volume
Mississippi 12 $5.9M
Louisiana 34 $3.1M
Texas 4 $1.2M
Tennessee 2 $1.1M
Arkansas 1 $296K

Metro areas where Planters Bank and Trust Company funds

What Planters Bank and Trust Company funds

Top industries by funded SBA volume.

Planters Bank and Trust Company SBA lending by year

Funded SBA volume by approval fiscal year (FY2010–2026).

Fiscal yearLoansTotal volume
20111$1.3M
20131$304K
20141$359K
20154$1.3M
20172$1.1M
20202$345K
20212$75K
20229$1.9M
20237$1.6M
202414$1.5M
20259$1.0M
20261$750K

Related SBA lenders

Other lenders active in Mississippi or in Accommodation and Food Services.

Comparing lenders? See how to choose an SBA lender by track record.

Planters Bank and Trust Company: frequently asked questions

Does Planters Bank and Trust Company offer SBA loans?

Yes. Planters Bank and Trust Company appears in the public SBA data with 53 funded SBA 7(a) loans totaling $11.6M.

How many SBA loans has Planters Bank and Trust Company made?

Planters Bank and Trust Company is associated with 53 SBA 7(a) loans totaling $11.6M in the public SBA data (as of 2026-03-31).

What is Planters Bank and Trust Company's SBA charge-off rate?

About 1.9% of Planters Bank and Trust Company's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.

Where does Planters Bank and Trust Company do most of its SBA lending?

Planters Bank and Trust Company's SBA lending in the data is most concentrated in Mississippi, and by industry in Accommodation and Food Services.

For Planters Bank and Trust Company

This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.

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Sources and disclaimer. All figures are computed from the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31), as described in our methodology. The charge-off rate is the share of Planters Bank and Trust Company's 7(a) loans marked charged off (504 loans do not report charge-off status); it is not a lifetime default rate. SBA Loan Index is not affiliated with the SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
Cite this analysis

Mario Bailey. (2026). Planters Bank and Trust Company SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/planters-bank-and-trust-company/

Free to cite and quote with attribution and a link. Members of the press can reach us via our press page.

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