SBA lender profile
St. Charles Bank & Trust Company, National Association
St. Charles Bank & Trust Company, National Association appears in the public SBA loan data with 102 funded 7(a) loans totaling $66.9M, an average of $656K per loan, and an estimated 2,523 jobs supported. Its SBA lending concentrates in Illinois and the Manufacturing sector. Across all of its loans in the data, its charge-off rate is 0.0%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, as of 2026-03-31
Funded loans
102
Total volume
$66.9M
Average loan size
$656K
Charge-off rate
0.0%
Share of funded loans charged off
Jobs supported (reported)
2,523
Programs
7(a)
Bank profile
via FDIC- Total assets
- $3.5B
- Headquarters
- Saint Charles, IL
- FDIC cert
- #27052
- Status
- Active
Where St. Charles Bank & Trust Company, National Association lends
Top states by funded SBA volume.
What St. Charles Bank & Trust Company, National Association funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Manufacturing | 16 | $17.7M |
| Wholesale Trade | 12 | $8.9M |
| Accommodation and Food Services | 19 | $7.9M |
| Transportation and Warehousing | 6 | $5.1M |
| Educational Services | 3 | $5.0M |
| Administrative and Support | 8 | $4.2M |
St. Charles Bank & Trust Company, National Association SBA lending by year
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2020 | 17 | $15.6M |
| 2021 | 8 | $3.9M |
| 2022 | 6 | $3.8M |
| 2023 | 12 | $10.8M |
| 2024 | 28 | $13.6M |
| 2025 | 20 | $12.1M |
| 2026 | 11 | $7.0M |
Sources and disclaimer. All figures are computed from
the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31),
as described in our methodology.
The charge-off rate is the share of St. Charles Bank & Trust Company, National Association's funded loans marked charged off across all of its
loans in the data; it is not a lifetime default rate. SBA Loan Index is not affiliated with the
SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
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