SBA lender profile
The Citizens Bank of Philadelphia
The Citizens Bank of Philadelphia appears in the public SBA loan data with 83 funded 7(a) loans since FY2010, totaling $15.9M, an average of $191K per loan, and an estimated 902 jobs supported. Its SBA lending concentrates in Mississippi and the Health Care and Social Assistance sector. Across its 7(a) loans, the charge-off rate is 4.8%. 20.5% of its 7(a) loans were processed under delegated PLP authority.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 63
- Scale 35
- Activity 0
- Consistency 48
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is The Citizens Bank of Philadelphia the right lender for you?
Lenders fund what they know. The Citizens Bank of Philadelphia's SBA lending concentrates in Mississippi (82 loans) and Health Care and Social Assistance (20 loans), at an average loan of $191K. If your business does not look like that, a different SBA lender is likely the better fit.
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Where The Citizens Bank of Philadelphia lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| Mississippi | 82 | $15.3M |
| Alabama | 1 | $600K |
Metro areas where The Citizens Bank of Philadelphia funds
What The Citizens Bank of Philadelphia funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Health Care and Social Assistance | 20 | $5.6M |
| Retail Trade | 16 | $3.2M |
| Accommodation and Food Services | 10 | $1.4M |
| Professional and Technical Services | 6 | $1.4M |
| Manufacturing | 5 | $1.2M |
| Other Services | 7 | $882K |
The Citizens Bank of Philadelphia SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2012 | 2 | $340K |
| 2013 | 2 | $275K |
| 2014 | 4 | $365K |
| 2015 | 5 | $731K |
| 2016 | 10 | $883K |
| 2017 | 22 | $3.9M |
| 2018 | 29 | $8.3M |
| 2019 | 8 | $990K |
| 2021 | 1 | $73K |
Related SBA lenders
Other lenders active in Mississippi or in Health Care and Social Assistance.
Comparing lenders? See how to choose an SBA lender by track record.
The Citizens Bank of Philadelphia: frequently asked questions
Does The Citizens Bank of Philadelphia offer SBA loans?
Yes. The Citizens Bank of Philadelphia appears in the public SBA data with 83 funded SBA 7(a) loans totaling $15.9M.
How many SBA loans has The Citizens Bank of Philadelphia made?
The Citizens Bank of Philadelphia is associated with 83 SBA 7(a) loans totaling $15.9M in the public SBA data (as of 2026-03-31).
What is The Citizens Bank of Philadelphia's SBA charge-off rate?
About 4.8% of The Citizens Bank of Philadelphia's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does The Citizens Bank of Philadelphia do most of its SBA lending?
The Citizens Bank of Philadelphia's SBA lending in the data is most concentrated in Mississippi, and by industry in Health Care and Social Assistance.
Is The Citizens Bank of Philadelphia an SBA Preferred Lender (PLP)?
The loan record shows The Citizens Bank of Philadelphia operating under PLP delegated authority: 17 of its 7(a) loans (20.5%) were processed through the Preferred Lenders Program. The SBA grants and renews PLP status and publishes no public roster, so this is the processing record, not a certification.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). The Citizens Bank of Philadelphia SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/the-citizens-bank-of-philadelphia/
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