SBA lender profile
Univest Bank and Trust Co
Univest Bank and Trust Co appears in the public SBA loan data with 254 funded 7(a) loans totaling $187.9M, an average of $740K per loan, and an estimated 2,688 jobs supported. Its SBA lending concentrates in Pennsylvania and the Construction sector. Across all of its loans in the data, its charge-off rate is 0.4%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, as of 2026-03-31
Funded loans
254
Total volume
$187.9M
Average loan size
$740K
Charge-off rate
0.4%
Share of funded loans charged off
Jobs supported (reported)
2,688
Programs
7(a)
Where Univest Bank and Trust Co lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| Pennsylvania | 190 | $134.3M |
| New Jersey | 27 | $26.5M |
| Maryland | 29 | $19.9M |
| Delaware | 8 | $7.2M |
What Univest Bank and Trust Co funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Construction | 38 | $33.1M |
| Accommodation and Food Services | 35 | $28.4M |
| Professional and Technical Services | 24 | $21.3M |
| Retail Trade | 23 | $18.4M |
| Wholesale Trade | 16 | $17.3M |
| Other Services | 25 | $13.4M |
Univest Bank and Trust Co SBA lending by year
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2020 | 7 | $2.7M |
| 2021 | 36 | $38.5M |
| 2022 | 24 | $18.3M |
| 2023 | 43 | $30.4M |
| 2024 | 50 | $36.5M |
| 2025 | 70 | $46.9M |
| 2026 | 24 | $14.6M |
Sources and disclaimer. All figures are computed from
the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31),
as described in our methodology.
The charge-off rate is the share of Univest Bank and Trust Co's funded loans marked charged off across all of its
loans in the data; it is not a lifetime default rate. SBA Loan Index is not affiliated with the
SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
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