Best SBA lenders
Best SBA lenders in North Carolina
The SBA lenders that fund the most businesses in North Carolina, ranked by funded volume with each lender's charge-off track record.
By Mario Bailey · Source: SBA FOIA data, as of 2026-03-31
Business Expansion Funding Corporation funds the most SBA volume in North Carolina. Charge-off rates below are each lender's overall rate across all of its loans, as a track-record signal.
| # | Lender | Volume in North Carolina | Charge-off |
|---|---|---|---|
| 1 | Business Expansion Funding Corporation | $866.2M | 0.0% |
| 2 | Live Oak Banking Company | $799.4M | 0.3% |
| 3 | GBank | $365.3M | 0.1% |
| 4 | Pinnacle Bank | $302.5M | 1.1% |
| 5 | TowneBank | $286.5M | 0.6% |
| 6 | The Huntington National Bank | $230.7M | 1.3% |
| 7 | Carolina Business Capital, Inc. | $203.9M | 0.0% |
| 8 | First National Bank of Pennsylvania | $159.0M | 0.7% |
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