Best SBA lenders
Best SBA lenders in California
The SBA lenders that fund the most businesses in California, ranked by funded volume with each lender's charge-off track record.
By Mario Bailey · Source: SBA FOIA data, as of 2026-03-31
Mortgage Capital Development Corporation funds the most SBA volume in California. Charge-off rates below are each lender's overall rate across all of its loans, as a track-record signal.
| # | Lender | Volume in California | Charge-off |
|---|---|---|---|
| 1 | Mortgage Capital Development Corporation | $5.0B | 0.1% |
| 2 | CDC Small Business Finance Corp. | $4.5B | 1.9% |
| 3 | Business Finance Capital | $3.4B | 0.0% |
| 4 | California Statewide Certified Development Corporation | $2.7B | 0.0% |
| 5 | U.S. Bank, National Association | $2.0B | 2.2% |
| 6 | Live Oak Banking Company | $1.7B | 0.3% |
| 7 | Bay Area Employment Development Company | $1.3B | 0.0% |
| 8 | Capital Access Group, Inc. | $1.2B | 0.0% |
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