Best SBA lenders
Best SBA lenders in Nevada
The most active SBA lenders in Nevada, ranked from every 7(a) and 504 loan in the SBA's public record, FY2010-2026. U.S. Bank, National Association leads with 1,379 loans funded.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026, as of 2026-03-31
Top SBA lenders in Nevada
The full Nevada ranking, by SBA loans funded since FY2010. Every figure is in-state: each lender's loans, dollars, average loan size, and 7(a) charge-off rate cover its Nevada lending only, not its national book. A charge-off rate appears only when a lender has at least 20 funded 7(a) loans in Nevada; below that line, and on 504-only lending, it reads “not reported,” never 0%.
| # | Lender | Loans | Total funded | Average loan | 7(a) charge-off |
|---|---|---|---|---|---|
| 1 | U.S. Bank, National Association | 1,379 | $223.8M | $162K | 5.00% |
| 2 | Wells Fargo Bank National Association | 1,144 | $290.4M | $254K | 5.77% |
| 3 | Nevada State Development Corporation | 870 | $641.5M | $737K | not reported |
| 4 | Zions Bank, A Division of | 722 | $209.8M | $291K | 3.60% |
| 5 | Mortgage Capital Development Corporation | 544 | $457.1M | $840K | not reported |
| 6 | JPMorgan Chase Bank, National Association | 335 | $90.1M | $269K | 7.76% |
| 7 | Meadows Bank | 255 | $211.5M | $830K | 1.18% |
| 8 | Enterprise Bank & Trust | 201 | $215.0M | $1.1M | 0.50% |
| 9 | Northeast Bank | 180 | $25.8M | $144K | 0.56% |
| 10 | Newtek Bank, National Association | 176 | $81.6M | $464K | 0.00% |
| 11 | Celtic Bank Corporation | 174 | $86.2M | $495K | 8.05% |
| 12 | Western Alliance Bank | 165 | $114.3M | $693K | 4.85% |
| 13 | BayFirst National Bank | 157 | $31.8M | $202K | 10.83% |
| 14 | CDC Small Business Finance Corp. | 146 | $104.7M | $717K | 15.15% |
| 15 | Live Oak Banking Company | 145 | $196.3M | $1.4M | 0.00% |
| 16 | The Huntington National Bank | 137 | $46.8M | $342K | 4.38% |
| 17 | Readycap Lending, LLC | 136 | $59.2M | $435K | 2.21% |
| 18 | Bank of America, National Association | 127 | $65.4M | $515K | 1.57% |
| 19 | Newtek Small Business Finance, Inc. | 126 | $75.2M | $597K | 3.17% |
| 20 | America First FCU | 123 | $113.3M | $921K | 0.00% |
| 21 | California Statewide Certified Development Corporation | 121 | $142.0M | $1.2M | not reported |
| 22 | Columbia Bank | 121 | $50.5M | $418K | 9.09% |
| 23 | City National Bank | 109 | $71.1M | $652K | 1.83% |
| 24 | Plumas Bank | 83 | $46.5M | $560K | 3.61% |
| 25 | Mountain West Small Business Finance | 81 | $64.3M | $794K | not reported |
SBA 7(a) and 504 loans, FY2010–2026, as of 2026-03-31, from the SBA's public record.
7(a) banks vs 504 lenders (CDCs) in Nevada
The two SBA programs have different lenders. A 7(a) loan comes from one bank or credit union; a 504 project pairs a bank with a Certified Development Company (CDC), the nonprofit that funds the SBA-backed portion. The leaders in Nevada by each program's loans funded since FY2010:
- 1. U.S. Bank, National Association 1,379 loans
- 2. Wells Fargo Bank National Association 1,144 loans
- 3. Zions Bank, A Division of 722 loans
- 4. JPMorgan Chase Bank, National Association 335 loans
- 5. Meadows Bank 255 loans
- 1. Nevada State Development Corporation 870 loans
- 2. Mortgage Capital Development Corporation 529 loans
- 3. California Statewide Certified Development Corporation 119 loans
- 4. Mountain West Small Business Finance 81 loans
- 5. CDC Small Business Finance Corp. 80 loans
Counts are each program's funded loans in Nevada. How the two programs differ: 504 vs 7(a), by the data.
Where SBA lending concentrates in Nevada
The 3 industries with the most SBA loans in Nevada since FY2010, and the most active lender in each. A lender that leads your industry locally can matter more than the overall #1.
| Industry | Loans | Total funded | Most active lender |
|---|---|---|---|
| Health Care and Social Assistance | 1,209 | $735.8M | Nevada State Development Corporation (162 loans) |
| Professional and Technical Services | 1,112 | $460.3M | Wells Fargo Bank National Association (163 loans) |
| Accommodation and Food Services | 1,106 | $720.6M | U.S. Bank, National Association (138 loans) |
Full industry, city, and yearly breakdowns: SBA lending in Nevada.
How this ranking works
- “Most active” means loans funded. The ranking counts every SBA 7(a) and 504 loan funded to Nevada businesses in the SBA's public FOIA record, FY2010–2026, as of 2026-03-31. No lender pays to appear or to rank, and activity is not a fit score: the right lender for you depends on your industry, loan size, and timeline.
- The 10-loan line. A lender enters the Nevada table only with at least 10 loans funded in-state, so one-off activity never reads as a track record. Industry cells above are held to at least 30 loans.
- Charge-off is 7(a)-only and needs 20+ loans. The SBA reports charge-offs on 7(a) loans, never on 504 loans. We show an in-state rate only when a lender has at least 20 funded 7(a) loans in Nevada; anything thinner reads “not reported,” never 0%. It is a charge-off share of funded loans to date, not a lifetime default rate.
- Name collisions are excluded, and counted. The SBA does not normalize lender names across mergers and rebrands, so one name can blend several unrelated institutions. Flagged names are never ranked on this page; each exclusion is disclosed under the table.
The exact calculations and limits: methodology.
Best SBA lenders in Nevada: frequently asked questions
Who is the most active SBA lender in Nevada?
U.S. Bank, National Association is the most active SBA lender in Nevada in the public record, with 1,379 7(a) and 504 loans funded since FY2010 ($223.8M in Nevada). The ranking counts loans funded, never who pays us.
Do these lenders only serve Nevada?
No. The ranking measures activity in Nevada: loans funded to Nevada businesses in the SBA's record. Many of these lenders are national or multi-state institutions; the loans, dollars, and charge-off figures shown are their Nevada lending only.
What's the difference between a 7(a) lender and a CDC?
A 7(a) lender is a bank or credit union that funds an SBA-guaranteed loan directly. A Certified Development Company (CDC) is a nonprofit that funds the SBA-backed portion of a 504 project alongside a bank. Charge-off is reported only on 7(a) loans, so a 504-only CDC shows "not reported," never 0%.
How many SBA lenders are active in Nevada?
79 lenders have funded at least 10 SBA loans in Nevada since FY2010 in the public record (as of 2026-03-31). The table above names the 25 most active of them; names that blend several same-named institutions are excluded from rankings.
Mario Bailey. (2026). Best SBA lenders in Nevada. SBA Loan Index. https://sbaloanindex.com/best-sba-lenders/in/nv/
Free to cite and quote with attribution and a link. Members of the press can reach us via our press page.
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