Best SBA lenders
Best SBA lenders in New York
The SBA lenders that fund the most businesses in New York, ranked by funded volume with each lender's charge-off track record.
By Mario Bailey · Source: SBA FOIA data, as of 2026-03-31
Empire State Certified Development Corporation funds the most SBA volume in New York. Charge-off rates below are each lender's overall rate across all of its loans, as a track-record signal.
| # | Lender | Volume in New York | Charge-off |
|---|---|---|---|
| 1 | Empire State Certified Development Corporation | $3.1B | 0.0% |
| 2 | TD Bank, National Association | $552.2M | 5.1% |
| 3 | Manufacturers and Traders Trust Company | $480.4M | 4.4% |
| 4 | Live Oak Banking Company | $470.4M | 0.3% |
| 5 | FinWise Bank | $422.2M | 1.4% |
| 6 | Newtek Bank, National Association | $385.9M | 0.0% |
| 7 | Trenton Business Assistance Corporation | $365.8M | 0.1% |
| 8 | JPMorgan Chase Bank, National Association | $319.8M | 2.5% |
Find the best fit for your business
Volume in New York is a starting point. Narrow it to lenders active in your specific industry and loan size with Lender Match, or see the full New York SBA lending data.
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Method and disclaimer. Ranked by funded SBA volume in
New York from the public FOIA 7(a) and 504 data (as of 2026-03-31); see our
methodology. SBA Loan Index is
not affiliated with the SBA and is not a lender, broker, or financial advisor.